車險

車險試算中，如您有重新選擇險種或保額調整，請先按下方"試算保費"按鍵，即可算出試算保費。

During auto insurance calculation, if you have reselected insurance types or adjusted coverage amounts, please click the "Calculate Premium" button below to calculate the estimated premium.

被保險人跟要保人(支付保費的人)不同時請選擇傳真要保，依序步驟資料填寫完成投保後。

投保完成需回傳要保書簽名方式如下列，資料若有收到檢核完成後會再以簡訊通知。

1. 利用手機拍照，點選上傳要保書連結。

(投保完成畫面或要保完成通知信內可點選)。

2. 完簽要保書至傳真02-2772-9958。

3. 完簽要保書Mail 至 網路投保服務信箱：ec@msig-mingtai.com.tw。

When the insured and policyholder (premium payer) are different, please choose fax application and complete the application steps sequentially.
After completion, return the signed insurance application form through:
1. Take a photo with mobile phone and click the upload link
(available in completion screen or notification email)
2. Fax the signed form to 02-2772-9958
3. Email the signed form to ec@msig-mingtai.com.tw

您收到的車險紙本通知主要為提醒您續保愛車的保障，可直接利用明台產險網站完成投保手續，方便安全又省時。

The auto insurance paper notice you received is mainly to remind you about renewing your vehicle coverage. You can directly complete the insurance procedure through MSIG Mingtai website, which is convenient, safe, and time-saving.

自然人、法人(公司車)投保請於網路投保汽車/機車險投保類別中選擇傳真要保，投保完成需回傳簽名的要保書至傳真02-2772-9958，或網路投保服務信箱：ec@msig-mingtai.com.tw，資料若有收到檢核後會再以簡訊通知。

投保刷卡說明如下：

※要保人就是與保險公司簽訂契約之人，並負有交付保險費義務之人。

1.被保人與要保人皆為公司時，刷卡人身分：負責人/企業員工。

2.被保人為公司，要保人為負責人，刷卡人只能刷負責人的卡片。

For individual or corporate (company vehicle) insurance, please select fax application in auto/motorcycle insurance category. Return signed application form to fax 02-2772-9958 or email ec@msig-mingtai.com.tw.
Card payment guidelines:
※Policyholder is the person contracting with insurance company and responsible for premium payment.
1. When both insured and policyholder are company: cardholder can be responsible person/employee.
2. When insured is company and policyholder is responsible person: only responsible person's card can be used.

1.強制險附加駕駛人傷害險是指被保險汽車發生單一汽車交通事故(如：自摔/自撞)，致駕駛人本人死亡、失能或受有傷害時，本公司依照本附加條款之約定，對受益人負賠償之責。 前項所稱『駕駛人』係指被保險人或經被保險人許可使用或管理被保險汽車之人，需先行投保本公司強制汽車責任保險始可附加此附加條款。

2.第三人責任保險附加駕駛人傷害險是指被保險人於本附加險有效期間內駕駛被保險汽車發生交通意外事故，致被保險人死亡或失能時，本公司依照本附加險之約定負給付保險金的責任。 本附加險所稱之『被保險人』，指駕駛被保險汽車之人，並以記載於被保險人名冊上，且經其簽名同意者為限。因系統設定現行由被保險人為代表人，若有需要增加其他車輛使用人，請致電0800-069-889 ，協助您名冊相關事宜。

1. Compulsory insurance with driver injury coverage applies when the insured vehicle is involved in a single-vehicle accident (e.g., self-fall/collision) causing driver's death, disability, or injury. Company compensates beneficiary according to additional clause. "Driver" refers to insured or authorized user of insured vehicle; must first have compulsory auto liability insurance.
2. Third-party liability insurance with driver injury coverage applies when insured drives insured vehicle during valid period and suffers death or disability from traffic accident. "Insured" refers to vehicle driver listed and signed on insured roster. Current system sets insured as representative; to add other vehicle users, call 0800-069-889 for roster assistance.