常見問題
健康傷害險
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Q9 萬一發生事故，讓受益人與被保險人同時死亡時，保險公司會如何理賠？ | How does the insurance company handle claims if the beneficiary and the insured person die simultaneously in an accident?
當發生意外事故，造成受益人同時或先於被保險人本人死亡，除了已經另行指定受益人外，保險公司將以被保險人的法定繼承人為受益人賠付。
In case of an accident where the beneficiary dies simultaneously with or before the insured person, unless another beneficiary has been designated, the insurance company will pay the claim to the insured person's legal heirs.
