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汽(機)車強制險可以不保嗎?未投保會遭受如何之處罰? | Can compulsory auto/motorcycle insurance be skipped? What are the penalties for non-compliance?
依據強制汽車責任保險法第49條之規定,投保義務人未依強制汽車責任保險法規定訂立強制車險契約,或強制車險期間屆滿前未再行訂立者,其處罰依下列各款規定:
經公路監理機關或警察機關攔檢稽查舉發者,由公路監理機關處以罰鍰。
1.為汽車者,處新臺幣3,000元以上15,000元以下罰鍰
2.為機車者,處新臺幣1,500元以上3,000元以下罰鍰
3.為微型電動二輪車者,處新臺幣750元以上1,500元以下罰鍰
未投保汽車肇事,由公路監理機關處新臺幣9,000元以上32,000元以下罰鍰。According to Article 49 of the Compulsory Automobile Liability Insurance Act, those who fail to obtain or renew compulsory insurance will be fined as follows when caught by highway authorities or police:
1. Automobiles: NT$3,000 to NT$15,000
2. Motorcycles: NT$1,500 to NT$3,000
3. Micro electric two-wheelers: NT$750 to NT$1,500
For uninsured vehicles involved in accidents, fines range from NT$9,000 to NT$32,000.