強制險不論汽機車駕駛人或被保險人有無過失，保險公司均會負擔賠償責任(因強制險採無過失責任賠償基礎)。

強制險對受害人(包括肇事汽車以外之第三人及車上乘客，但不包括肇事汽車之駕駛人）的賠償範圍如下：

1. 傷害醫療給付：每人最高20萬元。

2. 失能給付：依失能程度分為15等級，每人最高200萬元。

3. 死亡給付：每人定額給付200萬元。

 

Compulsory insurance covers compensation regardless of driver or insured fault (no-fault liability basis).

Coverage for victims (including third parties and passengers, excluding the at-fault driver) includes:
1. Medical expenses: up to NT$200,000 per person.
2. Disability payment: 15 levels based on disability degree, up to NT$2 million per person.
3. Death benefit: fixed NT$2 million per person.