1. 輪胎、輪圈一般不屬於車體損失險的承保範圍，因此，如果因行駛於路面，因路面凹洞或遭他人破壞致毀損，則無法獲得保險公司的賠償。

2. 但，如發生交通意外事故，使輪胎及輪圈與車身同時受損，且投保甲、乙式車體損失保險時，則屬承保之理賠範圍。

1. Tires and rims are generally not covered under vehicle damage insurance, so damage caused by road potholes or vandalism while driving is not eligible for compensation.
2. However, if tires and rims are damaged along with the vehicle body in a traffic accident and you have Type A or B vehicle damage insurance, it falls within the scope of coverage.