• 投保營建機具保險應注意那些事項? | What are the key considerations when purchasing Construction Equipment Insurance?

    1.具有行照之車輛均屬汽車保險之承保範圍。

    2.營建機具如需於風險性較高場所施工,如地面下或水面上,應於投保時告知保險公司。

    3.營建機具之保險金額應為重置價值,非折舊後之價格。

    4.營建機具於要保時應將資料詳細填寫清楚,包括:名稱、廠牌、製造年份、型式、引擎及製造號碼..等。

    5.營建機具如為風險性較高之潛盾機,則需提供實際施工之起迄時間。

     

    1. Vehicles with license plates fall under automobile insurance coverage.
    2. If construction equipment needs to operate in high-risk areas like underground or over water, the insurance company must be informed at the time of application.
    3. The insurance amount for construction equipment should be based on replacement value, not depreciated value.
    4. Detailed information must be provided when applying, including: name, brand, manufacturing year, model, engine and manufacturing numbers, etc.
    5. For high-risk equipment like shield machines, actual construction start and end dates must be provided.