意外傷害險保單是否有包括「骨折未住院」的保障，要如何確認? | Does the accident insurance policy include coverage for "fracture without hospitalization" and how can I verify this?

意外傷害險保單是否有包括「骨折未住院」的保障，要如何確認? | Does the accident insurance policy include coverage for "fracture without hospitalization" and how can I verify this?

骨折未住院為傷害險住院日額的附加險，故傷害險投保住院日額即含骨折未住院。

Fracture without hospitalization is a rider to the daily hospital benefit in accident insurance; therefore, accident insurance with daily hospital benefit includes fracture without hospitalization coverage.