想投保貨物進出口保險，則應在甚麼時候投保才最適當？ | Which timing is the most appropriate to buy import/export cargo insurance?

想投保貨物進出口保險，則應在甚麼時候投保才最適當？ | Which timing is the most appropriate to buy import/export cargo insurance?

貨物運輸保險屬於航程保單，基本上並無時間之限制，只要在交易確定時即可進行投保。

如為出口方：則可在向船(航空)公司簽訂Shipping order(S/O)並辦理報關事宜時，同時向保險公司辦理投保手續。

如為進口方：進口商可在申請輸入許可證或在開出信用狀時投保，但務必要在貨物起運前完成投保手續。

Basically, Cargo Import/Export belongs to Voyage Policy, you can prepare once deal.

Export : Whist issuing shipping order (S/O) and/or ready to Customs Declaration.

Import : Prior to shipment get started, such as the moment L/C opened.