• 強制汽車責任保險駕駛人傷害附加條款(汽車單一交通事故)的承保範圍?是否有投保限制? | What is the coverage scope of the Driver Injury Additional Clause for Compulsory Automobile Liability Insurance (single traffic accident)? Are there any insurance restrictions?

    1.被保險汽車發生單一汽車交通事故(如:自摔/自撞),致駕駛人本人死亡、失能或受有傷害時,且因未牽涉其他依強制汽車責任保險法所定義之汽車,致無法依強制汽車責任保險法申請賠償或補償者,本公司依照本附加條款之約定,對受益人負賠償之責。
    *前項所稱『駕駛人』係指經本公司承保之要保人及經該要保人同意使用或管理被保險汽車之人。
    *第一項所稱「牽涉」係指事故汽車於某一時間,參與、涉入、牽扯或牽連在汽車交通事故中,而與駕駛人之傷害或死亡有因果關係者。
    2.需先行投保本公司強制汽車責任保險始可附加此附加條款。

     

    1. When the insured vehicle is involved in a single traffic accident (e.g., self-accident/collision) causing death, disability, or injury to the driver, and no other vehicles as defined by the Compulsory Automobile Liability Insurance Law are involved, making compensation claims under the law impossible, our company shall be liable for compensation to the beneficiary according to this additional clause.
    "Driver" refers to the policyholder insured by our company and any person authorized by the policyholder to use or manage the insured vehicle.
    "Involvement" refers to the accident vehicle's participation, involvement, or connection in a traffic accident that has a causal relationship with the driver's injury or death.
    2. This additional clause can only be added after purchasing our company's Compulsory Automobile Liability Insurance.