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因故班機取消需滯留在當地1晚,旅平險會自動延長保險時效嗎?延長的時間內保障範圍一樣嗎? | If my flight is cancelled and I need to stay one more night, will my travel insurance automatically extend? Will the coverage remain the same during the extension?
本保險契約的保險期間,以本保險契約保險單上所載日時為準。(不會自動延長時效)
如被保險人以乘客身份搭乘領有載客執照之交通工具,該交通工具之預訂抵達時刻係在本保險契約的保險期間內,因故延遲抵達而非被保險人所能控制者,本保險單自動延長有效期限至被保險人終止乘客身份時為止,但延長之期限不得超過24小時。
(白話解釋:若保單到期的時間被保險人還在飛機上,保期可自動延長至飛機降落,但最長不超過24小時)
The insurance period is based on the dates specified in the policy (no automatic extension).
However, if the insured is traveling as a passenger on a licensed carrier scheduled to arrive within the policy period, and the delay is beyond the insured's control, the policy will automatically extend until the insured's passenger status ends, but not exceeding 24 hours. (In simple terms: If the policy expires while the insured is still on the plane, coverage extends until landing, but not beyond 24 hours)