保險金額由各公司依商品開發程序，評估相關風險之可承受程度，風險胃納及風險控管措施等因素後，自行決定各項承保項目保險金額之額度，惟為符合損害填補原則，定額給付型商品保險金額之限額如下：
(一) 班機延誤保險：一次式給付商品為新臺幣六千元，累進式給付商品為新臺幣一萬二千元。
(二) 行李延誤保險：新臺幣六千元。
(三) 行李損失保險：新臺幣六千元。
(四) 旅行文件損失保險：新臺幣三千元。

Each insurer independently determines the sum insured for each coverage item based on its product development procedures, risk tolerance assessment, risk appetite, and risk management measures. However, to comply with the indemnity principle, the maximum sum insured for fixed-benefit products is as follows:
(1) Flight Delay Insurance: NTD 6,000 for single payment products; NTD 12,000 for progressive payment products.
(2) Baggage Delay Insurance: NTD 6,000.
(3) Baggage Loss Insurance: NTD 6,000.
(4) Travel Document Loss Insurance: NTD 3,000.