「拆除清理費用」的定義？一般是否包含在工程保險承保範圍內？ | What is the definition of "Removal and Clearance Expenses"? Is it generally included in the coverage of Construction Insurance?

「拆除清理費用」的定義？一般是否包含在工程保險承保範圍內？ | What is the definition of "Removal and Clearance Expenses"? Is it generally included in the coverage of Construction Insurance?

1. 所謂「拆除清理費用」，是指當承保工程發生保險契約所約定之事故，造成承保標的的毀損或滅失，需要進行修理或置換時，為拆除廢棄毀損之殘餘物或未受損之承保工程所發生之費用。
2.「拆除清理費用」屬於額外的費用，通常不會包含在工程契約價額中，必需向保險公司另外約定加保。

1. "Removal and Clearance Expenses" refers to costs incurred for demolishing and removing damaged debris or undamaged insured works when repairs or replacements are needed following an insured event specified in the insurance contract that causes damage or loss to the insured project.
2. "Removal and Clearance Expenses" is an additional cost typically not included in the contract value and must be separately agreed upon with the insurance company for coverage.