常見問題

傷害險

  • Q9 健康險及傷害險的投保年齡的計算方式? | How is the insurance age calculated for health and accident insurance?

    以保險年齡計算，若距離生日超過6個月，需多加1歲。

     

    Insurance age is calculated based on actual age, with an additional year added if more than 6 months have passed since the last birthday.

  • Q10 職業變更要告知嗎?如果不告知會有什麼影響? | Must occupational changes be reported? What are the consequences of non-disclosure?

    職業有變更請通知明台並填寫契變書進行變更，如未主動告知影響危險之估計，本公司有權依保險法相關規定解除契約。

     

    Please notify Mingtai of any occupational changes and complete a contract modification form. If changes affecting risk assessment are not reported, the company has the right to terminate the contract according to insurance law.

  • Q11 要投保意外傷害保險，但是職業類別怎麼判斷?如何分類1-4類? | How are occupational categories determined for accident insurance? How are classes 1-4 classified?

    您可致電明台由核保人員為您確認您的職業類別是屬於哪一類。

     

    You can contact Mingtai's underwriting staff to confirm your occupational category classification.