常見問題

本公司對於有領取身心障礙手冊(證明)之人士的承保受理，均是遵循「保險業金融友善服務準則」、「保險業金融友善服務準則實務作業問答集」、「保險業承保身心者障礙處理原則」及「保險業務員協助身心障礙者投保機制」等相關規定辦理，上述相關規定可以參考友善服務措施 - 明台產物保險。

Our company's underwriting acceptance for individuals with physical and mental disability handbooks (certificates) is handled in accordance with relevant regulations including the "Financial Accessibility Service Guidelines for Insurance Industry," "Practical Q&A Collection for Financial Accessibility Service Guidelines for Insurance Industry," "Principles for Insurance Industry Underwriting of Persons with Disabilities," and "Mechanism for Insurance Agents to Assist Persons with Disabilities in Insurance Application." The above-mentioned regulations can be referenced at Accessibility Service Measures - MSIG-Mingtai Insurance.

明台產險已提供的綠色永續商品有：農業保險、綠色工程保險、電動車專屬保險、住宅綠能建材升級險等商品。點我看更多。

Our company offers various green and sustainable insurance products: agricultural insurance, green engineering insurance, electric vehicle insurance, green building
materials upgrade insurance, and more.
Click me to see more.

商業火災保險所承保的保險事故為火災、爆炸引起之火災、閃電雷擊。
另外，可以約定以附加險方式承保下列的危險事故，使自身財產獲得更完善的保障。
可附加承保的附加險：爆炸險、颱風洪水險、地震險、航空器墜落、機動車輛碰撞險、罷工暴動、民眾騷擾、惡意破壞行為險、自動消防裝置滲漏險、竊盜險、煙燻險、水漬險。

Commercial Fire Insurance covers insurance events including fire, fire caused by explosion, and lightning strike.
Additionally, you can arrange for more comprehensive property protection by adding the following perils through endorsements.
Available endorsements include: Explosion Insurance, Typhoon and Flood Insurance, Earthquake Insurance, Aircraft Crash, Motor Vehicle Collision Insurance, Strike, Riot, Civil Commotion, Malicious Damage Insurance, Automatic Sprinkler Leakage Insurance, Theft Insurance, Smoke Damage Insurance, Water Damage Insurance.

保險業投保說明手冊易讀版，請點我。

Easy-to-read version of the Insurance Industry Insurance Instructions Manual, please click here.

明台產險提供身心障礙人士各項服務多項金融友善措施，請參考 :
1.官網【金融友善服務資訊】內容
2.【CRPD 身心障礙者權利公約】

MSIG Mingtai Insurance provides various financial friendly measures for people with disabilities. Please refer to:
1. Website [Financial Friendly Service Information] content
2. [CRPD Convention on the Rights of Persons with Disabilities]

微型電動二輪車強制險投保方式，可參考
1. 「微型電動二輪車強制險宣導專區」
2. 「監理服務網-微型電動二輪車專區」(多國語言服務)
3. 「微型電動二輪車強制險承保Q&A」

Procedures for purchasing compulsory automobile liability insurance for Mini Electric Two-wheel Vehicle, please refer to:
1. "Mini Electric Two-wheel Vehicle compulsory automobile liability insurance Promotion Area"
2. "Motor Vehicle Driver Information Service - compulsory automobile liability insurance for Mini Electric Two-wheel Vehicle" (multilingual service)
3. "compulsory automobile liability insurance for Mini Electric Two-wheel Vehicle Underwriting Q&A"

1. 請勿輕易提供信用卡或其他個人資訊，尤其要小心來自iMessage或RCS的簡訊。
2. 請認明111政府簡訊短碼，並避免點擊未知連結。

1. Do not readily provide credit card or other personal information, especially be cautious of messages from iMessage or RCS.
2. Verify the 111 government SMS short code and avoid clicking unknown links.

請勿將LINE的簡訊認證碼告訴他人，並避免在非本人操作的情況下輸入認證碼，這是避免帳號被盜的有效方式。

Do not share LINE's SMS verification code with others and avoid entering verification codes when not operating the account yourself. This is an effective way to prevent account theft.