常見問題
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Q49 網路投保的旅平險投保可以多人一起投保嗎? | Can multiple people apply for travel insurance together online?
本公司已可提供旅遊險多人投保服務。立即投保。
The company now offers travel insurance multi-person registration service. Immediate registration.
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Q50 如何查詢明台服務據點的最新資訊? | How can I find the latest information about Mingtai service locations?
明台產險遍布全台各縣市的【服務據點】資訊。
Mingtai Property Insurance covers service location information across all counties and cities in Taiwan.
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Q51 欲更改手機保險單的電話號碼及通訊地址 | How to change phone number and mailing address on mobile phone insurance policy?
若要變更手機保險基本資料，請於上班時間(8:30-17:30)來電0800-528-528，將有專員為您服務。
To modify mobile phone insurance basic information, please call 0800-528-528 during business hours (8:30-17:30), and a specialist will assist you.
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Q52 業主(定作人)於工地監工時因意外事故而受傷，僱主意外責任保險是否可以理賠?
定作人並非受僱人，因此無法獲得理賠。但如於承保時已將定作人列為共同要保人，則受其僱用者於工地因意外事故發生傷害時，則屬於承保範圍，將可獲得理賠。
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Q53 發生地震，要怎麼申請理賠?
地震保險的商品類別不同，理賠項目也不盡相同
以常見的基本地震保險而言，主要承保建築物的結構安全，在房屋結構受損程度達到保單約定「全損」時即獲得建築物理賠金及臨時住宿費20萬元。 -
Q54 信用卡保險是否需要額外申報程序才能獲得承保？ | Is an additional declaration procedure required to obtain credit card insurance coverage?
無須額外申報程序，只要使用承保信用卡支付全額機票或80%以上團費即可。
No additional declaration procedure is required; coverage is provided when the covered credit card is used to pay for the full airfare or more than 80% of the tour expenses.
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Q55 發生地震，該怎麼通報出險?
申請地震相關理賠服務，請致電本公司客服專線0800-078-888、0800-528-528。
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Q56 返回中華民國境內時發現行李延誤，是不是能獲得賠償？ | Can I receive compensation if my luggage is delayed upon returning to Taiwan?
行李延誤費用承保範圍是被保險人於保險期間進行海外旅行，故被保險人於返回中華民國境內時之行李延誤，依條款約定，無法獲得賠償。
Baggage delay coverage only applies during overseas travel periods, therefore delays occurring upon return to Taiwan are not eligible for compensation according to policy terms.
