常見問題
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Q73 為什麼下載電子保單時查無保單資料？ | Why can't I find policy data when downloading e-policies?
目前電子保單補發服務，需搭配下述重點：
1. 網路投保。
2. 投保商品：汽車險任意保險／旅遊平安險／旅平（租車）／特定活動險／海域活動險。
3. 投保當時，保單寄送型式選擇「電子保單」(EMAIL)。
E-policy reissuance service requires:
1. Online insurance purchase
2. Eligible products: voluntary auto insurance/travel insurance/travel (car rental)/specific activity/marine activity insurance
3. Selection of e-policy delivery (EMAIL) at time of purchase -
Q74 網路投保車險挑選險種為何不會出現保費? | Why doesn't the premium appear when selecting auto insurance types online?
車險試算中，如您有重新選擇險種或保額調整，請先按下方"試算保費"按鍵，即可算出試算保費。
During auto insurance calculation, if you have reselected insurance types or adjusted coverage amounts, please click the "Calculate Premium" button below to calculate the estimated premium.
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Q75 網路投保的旅平險投保可以多人一起投保嗎? | Can multiple people apply for travel insurance together online?
本公司已可提供旅遊險多人投保服務。立即投保。
The company now offers travel insurance multi-person registration service. Immediate registration.
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Q76 如何查詢明台服務據點的最新資訊? | How can I find the latest information about Mingtai service locations?
明台產險遍布全台各縣市的【服務據點】資訊。
Mingtai Property Insurance covers service location information across all counties and cities in Taiwan.
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Q77 欲更改手機保險單的電話號碼及通訊地址 | How to change phone number and mailing address on mobile phone insurance policy?
若要變更手機保險基本資料，請於上班時間(8:30-17:30)來電0800-528-528，將有專員為您服務。
To modify mobile phone insurance basic information, please call 0800-528-528 during business hours (8:30-17:30), and a specialist will assist you.
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Q78 業主(定作人)於工地監工時因意外事故而受傷，僱主意外責任保險是否可以理賠?
定作人並非受僱人，因此無法獲得理賠。但如於承保時已將定作人列為共同要保人，則受其僱用者於工地因意外事故發生傷害時，則屬於承保範圍，將可獲得理賠。
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Q79 發生地震，要怎麼申請理賠?
地震保險的商品類別不同，理賠項目也不盡相同
以常見的基本地震保險而言，主要承保建築物的結構安全，在房屋結構受損程度達到保單約定「全損」時即獲得建築物理賠金及臨時住宿費20萬元。 -
Q80 信用卡保險是否需要額外申報程序才能獲得承保？ | Is an additional declaration procedure required to obtain credit card insurance coverage?
無須額外申報程序，只要使用承保信用卡支付全額機票或80%以上團費即可。
No additional declaration procedure is required; coverage is provided when the covered credit card is used to pay for the full airfare or more than 80% of the tour expenses.
