常見問題
- 
	Q89 信用卡刷機票得到的保障有哪些? | What coverage do I get when purchasing airline tickets with a credit card?
全額以承保信用卡支付飛機票費用,即享有搭乘公眾運輸工具時發生意外造成身故的保障,以及班機延誤、行李遺失、行李延誤等旅行不便險保障。
When paying the full airfare with an insured credit card, you receive accidental death coverage while using public transportation, plus travel inconvenience insurance including flight delay, baggage loss, and baggage delay coverage.
 - 
	Q90 收到續保通知書,要保書要需要簽名嗎?怎麼提供給保險公司? | Do I need to sign the renewal notice? How do I submit it to the insurance company?
一、無須於續保通知書上簽名,待營業人員提供續保年度要保書後,於要保人簽章處簽名。
二、可郵寄或至各分公司臨櫃辦理。
1. No signature needed on the renewal notice. Sign the renewal application form when provided by the sales representative.
2. Submit by mail or at branch offices. - 
	Q91 汽車保險贈送的免費道路救援服務項目有哪些? | What are the free roadside assistance service items included with automobile insurance?
1.20公里平面免費拖吊(以兩輪著地拖行)。
2.免費急修服務:更換備胎(備胎自備)、接電、送水、送油(油資自付)。
*有關免費服務內容及客戶自費服務項目細節,請詳閱本公司官網說明。
1. Free 20km surface towing (two-wheel ground towing).
2. Free emergency repair services: spare tire replacement (spare tire self-provided), jump start, water delivery, fuel delivery (fuel cost self-paid).
*For details about free service content and customer-paid service items, please refer to our company website. - 
	Q92 「明台產物微型保險」要如何購買? | How to purchase "Mingtai Property Micro-insurance"?
要/被保險人填寫完整的要保書後,連同資格認定文件送交保險公司辦理即可。
The policyholder/insured person needs to complete the insurance application form and submit it to the insurance company along with qualification verification documents.
 - 
	Q93 如果就醫後只有一份診斷書,可以用影本向保險公司申請理賠嗎? | Can I submit a copy of the medical certificate for insurance claims if I only have one original?
不可,理賠所需文件之診斷書必須為正本,如有投保其他家保險公司,請向醫療院所申請多份正本診斷書,或依醫院規定核發之副本診斷書,診斷書開立費用可在實支實付型商品的保險額度內給付。
No, original medical certificates are required for claims. If you have multiple insurance policies, request multiple original certificates from the medical institution. Certificate issuance fees can be covered under actual expense reimbursement policies.
 - 
	Q94 信用卡提供的公共運輸平安保險是否包含醫療費用? | Does the public transportation travel insurance provided by the credit card cover medical expenses?
每家信用卡對各卡別提供的卡友福利都不相同,建議您可至各發卡行的網頁查詢您所持信用卡的保險內容。
Benefits vary by credit card issuer and card type. Please check your card issuer's website for specific insurance coverage details.
 - 
	Q95 詢問手機保險相關保障內容 | Inquiring about mobile phone insurance coverage details?
關於保單條款內容,可至原購機門市詢問或於上班時間(8:30-17:30)來電0800-528-528,將有專員為您服務。
For policy clause details, please visit the the original purchase store or call 0800-528-528 during office hours (8:30-17:30), where a specialist will assist you.
 - 
	Q96 因颱風而發生的班機延誤是否在信用卡旅遊不便險的承保範圍內?
如果因颱風而致班機被取消或延誤達4小時以上者,為信用卡旅遊不便險之承保範圍,保險公司會理賠必要之食宿與當地住宿來往機場交通費用。但前述費用若發生於居、住所在地,本公司不負理賠之責。