常見問題

若是您的機車或汽車強制保險續保已經過期，逾期投保時，僅能以投保當日做為生效日，不可回溯。

If your compulsory auto/motorcycle insurance renewal has expired, the new policy can only be effective from the current date of application, backdating is not allowed.

1. 網路投保服務信箱： ec@msig-mingtai.com.tw 。

2. 網路投保服務專線：0800-069-889。

服務時間為週一至週五上午8:30至下午 17:30（例假日及國定假日除外）

1. Online insurance service email: ec@msig-mingtai.com.tw
2. Online insurance service hotline: 0800-069-889.

Service hours: Monday to Friday 8:30 AM to 5:30 PM (excluding holidays and national holidays).

只要確認以承保信用卡支付八成以上團費，即享有搭乘公共運輸工具期間的平安保險。

As long as 80% or more of the tour fee is paid with the insured credit card, travel accident insurance coverage applies during public transportation use.

為保留將來之代位求償權利，無論是否取得事故證明，當發現貨物發生損失時，請立即以書面將損失狀況通知船公司、航空公司或有責任之第三人，以保留追訴之權利。

可以。可在強制險到期90天前就先辦理投保手續。

Yes. You can process the insurance renewal up to 90 days before the compulsory insurance expires.

汽車：保險期間為一年，如汽車領用「臨時牌照」、「試車牌照」或動力機械領用「臨時通行證」者，可以選擇投保一年期或配合該牌照或通行證之有效期間，投保低於一年期之保險。

機車：為一至二年，由車主自行選擇。

Automobiles: Insurance period is one year, except for vehicles with temporary licenses, test plates, or temporary permits for power machinery, which can be insured for less than a year matching the validity period.

Motorcycles: One to two years, as chosen by the owner.

信用卡提供給卡友的福利是搭乘公共運輸工具期間旅行平安保險，郵輪並不是保單定義的公共運輸工具，因此搭乘郵輪期間發生的意外事故，並不是信用卡提供的信用卡公共運輸工具期間旅行平安保險承保範圍。

Travel insurance provided by credit card covers accidents during public transportation travel. Cruises is not defined as public transportation under the policy, therefore accidents occurring during Cruises travel are not covered unde public transportation travel insurance provided by credit card.

高價值電子產品，於投保I.C.C.(A)或All Risks全險保單時，保險公司對該貨物於運送途中因竊盜所致之損失進行理賠。