常見問題

為響應環保永續節能，明台產險主要提供電子保單。

1. 如需重新下載電子保單，請至【電子保單下載】進行下載。

2. 如需要紙本保單或變動寄件地址，請於上班時間(8:30-17:30)來電0800-528-528，將有專員為您服務。

To support environmental sustainability, MSIG primarily provides e-policies.
1. For e-policy re-download, please visit [E-policy Download].
2. For paper policies or address changes, call 0800-528-528 during business hours (8:30-17:30), where a specialist will assist you.

無人機綜合保險主要承保無人機機體、零配件及第三人責任保險，而無人機責任保險僅承保第三人責任保險。

Comprehensive Drone Insurance extending to physical loss or damage to Drone Hull, Spares, and third-party liability. As for Drone Liability Insurance covers third-party liability only.

信用卡提供持卡人旅遊不便險主要為班機延誤及行李延誤/遺失兩項；但因每家信用卡對各卡別提供的卡友福利都不相同，建議您可至各發卡行的網頁查詢您所持信用卡的保險內容。

是，信用卡所提供的旅行平安保險承保範圍包含新幹線。

Yes, travel insurance provided by credit card includes Shinkansen.

可運用行動載具內螢幕擷取的功能，在相簿中就可以找到eco強制證，實際的操作方法請參考各行動載具使用說明。

Use the screenshot function on your mobile device to save the eco compulsory certificate in your photo gallery. Refer to your device's user manual for specific instructions.

1.身故受益人沒有限制受益人指定方式或人別。

2.受益人可以為要保人以外第三人，但若不指定配偶、直系親屬或法定繼承人則要／被保險人需填寫補充聲明書(避免道德危險)。

3.若不指定受益人則身故保險金會列為被保險人之遺產。

4.團體傷害險之受益人，以被保險人的家屬或其法定繼承人為限。(依條款)

1. No restrictions on beneficiary designation method or identity
2. Beneficiaries can be third parties other than the policyholder, but a supplementary declaration is required if not designating spouse, direct relatives, or legal heirs (to prevent moral hazard)
3. If no beneficiary is designated, death benefits become part of the insured's estate
4. For group accident insurance, beneficiaries are limited to the insured's family members or legal heirs (as per policy terms).

重新購買同一廠牌、型式新車所需支付的價值。

由財團法人保險事業發展中心-汽車重置價格審查小組統一查訂。

The value required to purchase a new vehicle of the same make and model.

This is determined by the Automobile Replacement Price Review Committee of the Taiwan Insurance Institute.

旅遊不便險的保額為限額概念，採實支實付，最高不超過保險金額。