Business Performance

Financial Highlight

Unit: miliion/%

2022 2023 2024
Operating revenue 13,184 12,545 13,773
Operating Costs 12,827 8,064 9,954
Operating Expenses 2,324 3,005 2,865
Operating Income(loss) (1,967) 1,475 954
Non- Operating income and expenses 2,679 35 152
Net income 1,092 1,259 953
ROA 3.48% 3.89% 2.61%
ROE 10.72% 12.73% 10.02%
ROI 7.46% 2.34% 2.91%
Combine Ratio 140.17% 94.82% 99.42%