Business Performance
Financial Highlight
Unit: miliion/%
| 2023 | 2024 | 2025 | |
|---|---|---|---|
| Operating revenue | 12,545 | 13,773 | 14,323 |
| Operating Costs | 8,064 | 9,954 | 9,247 |
| Operating Expenses | 3,005 | 2,865 | 3,230 |
| Operating Income(loss) | 1,475 | 954 | 1,846 |
| Non- Operating income and expenses | 35 | 152 | 146 |
| Net income | 1,259 | 953 | 1,643 |
| ROA | 3.89% | 2.61% | 3.85% |
| ROE | 12.73% | 10.02% | 16.54% |
| ROI | 2.34% | 2.91% | 2.70% |
| Combine Ratio | 94.82% | 99.42% | 92.27% |