{"id":5183,"date":"2026-07-01T08:30:00","date_gmt":"2026-07-01T00:30:00","guid":{"rendered":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/?p=5183"},"modified":"2026-07-01T09:05:45","modified_gmt":"2026-07-01T01:05:45","slug":"ev_insurance_recommendation","status":"publish","type":"post","link":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/","title":{"rendered":"2026\u5e74\u7d14\u96fb\u52d5\u8eca\u5f37\u5236\u96aa\u8207\u4efb\u610f\u96aa\u63a8\u85a6\u61f6\u4eba\u5305"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/2026\u5e74\u7d14\u96fb\u52d5\u8eca\u5f37\u5236\u96aa\u8207\u4efb\u610f\u96aa\u63a8\u85a6\u61f6\u4eba\u5305-\u4e3b\u5716.png\" alt=\"\" class=\"wp-image-5184\" srcset=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/2026\u5e74\u7d14\u96fb\u52d5\u8eca\u5f37\u5236\u96aa\u8207\u4efb\u610f\u96aa\u63a8\u85a6\u61f6\u4eba\u5305-\u4e3b\u5716.png 1200w, https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/2026\u5e74\u7d14\u96fb\u52d5\u8eca\u5f37\u5236\u96aa\u8207\u4efb\u610f\u96aa\u63a8\u85a6\u61f6\u4eba\u5305-\u4e3b\u5716-768x402.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>\u4f5c\u8005\uff1a<a href=\"https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html\"><strong>\u660e\u53f0\u7522\u7269\u4fdd\u96aa<\/strong><\/a><\/p>\n\n\n\n<p>\u4fee\u8a02\u65e5\u671f\uff1a2026\/6\/10<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u524d\u8a00<\/strong><\/h2>\n\n\n\n<p>2026 \u5e74\u7d14\u96fb\u52d5\u6c7d\u8eca\uff08EV\uff09\u56e0\u8eca\u50f9\u3001\u8eca\u91cd\u76f8\u5c0d\u71c3\u6cb9\u8eca\u9ad8\uff0c\u96fb\u5b50\u96f6\u4ef6\u6a21\u7d44\u5316\u8207\u9ad8\u5ea6\u6574\u5408\uff0c\u5c0e\u81f4\u7dad\u4fee\u6210\u672c\u8f03\u6602\u8cb4\uff0c\u6295\u4fdd\u6642\u9664\u4e86\u6cd5\u5b9a\u5f37\u5236\u96aa\uff0c\u5efa\u8b70\u914d\u7f6e\u96fb\u52d5\u8eca\u5c08\u5c6c\u8eca\u9ad4\u96aa\u3001\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\uff08\u50b7\u5bb3\/\u8ca1\u640d\uff09\u4ee5\u53ca\u8d85\u984d\u8cac\u4efb\u96aa\u3002\u672c\u6587\u70ba\u96fb\u52d5\u8eca\u4e3b\u6574\u7406\u51fa\u9069\u5408\u7684\u6295\u4fdd\u65b9\u6848\uff0c\u540c\u6642\u907f\u514d\u7dad\u4fee\u6602\u8cb4\u7684\u96fb\u6c60\u640d\u5bb3\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u660e\u53f0\u7522\u96aa\u7d14\u96fb\u52d5\u8eca(BEV)\u5c08\u5c6c\u4fdd\u969c\uff0c\u7db2\u8def\u7dda\u4e0a\u6295\u4fdd\u66f4\u5212\u7b97\uff0c\u4e0d\u7528\u7814\u7a76\u4fdd\u969c\u600e\u9ebc\u914d\uff0c\u8f38\u5165\u8eca\u6b3e\u8207\u8eca\u9f61\uff0c\u7cfb\u7d71\u6703\u76f4\u63a5\u5e36\u51fa\u53ef\u6295\u4fdd\u7684\u65b9\u6848\u7d44\u5408\uff0c\u5148\u8a66\u7b97\u518d\u6295\u4fdd\uff0c\u5148\u67e5\u770b\u4fdd\u969c\u8207\u4fdd\u8cbb\uff0c<br>\u518d\u6c7a\u5b9a\u662f\u5426\u6295\u4fdd\uff0c\u7acb\u5373\u8a66\u7b97\u53bb\uff1a<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u96fb\u52d5\u8eca\u96aa\u4fdd\u8cbb\u8a66\u7b97<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4e00\u3001\u70ba\u4ec0\u9ebc\u7d14\u96fb\u52d5\u6c7d\u8eca\u4e0d\u80fd\u7167\u4e00\u822c\u8eca\u96aa\u8cb7\uff1f\u6578\u64da\u63ed\u9732\u4e09\u5927\u75db\u9ede<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u70ba\u4ec0\u9ebc\u7d14\u96fb\u52d5\u6c7d\u8eca\u4e0d\u80fd\u7167\u4e00\u822c\u8eca\u96aa\u8cb7.png\" alt=\"\" class=\"wp-image-5185\" srcset=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u70ba\u4ec0\u9ebc\u7d14\u96fb\u52d5\u6c7d\u8eca\u4e0d\u80fd\u7167\u4e00\u822c\u8eca\u96aa\u8cb7.png 1200w, https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u70ba\u4ec0\u9ebc\u7d14\u96fb\u52d5\u6c7d\u8eca\u4e0d\u80fd\u7167\u4e00\u822c\u8eca\u96aa\u8cb7-768x402.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>\u50b3\u7d71\u71c3\u6cb9\u8eca\u7684\u8eca\u96aa\u601d\u7dad\uff0c\u5728\u9762\u5c0d\u96fb\u52d5\u8eca\u6642\u6703\u7522\u751f\u5de8\u5927\u7684\u4fdd\u969c\u7f3a\u53e3\u3002\u96fb\u52d5\u8eca\u7684\u6838\u5fc3\u50f9\u503c\u8207\u98a8\u96aa\u5e7e\u4e4e\u90fd\u96c6\u4e2d\u5728\u300c\u96fb\u6c60\u300d\u3001\u300c\u96fb\u63a7\u300d\u8207\u300c\u96fb\u6a5f\u300d\u7b49\u4e09\u96fb\u7cfb\u7d71\u4e0a\u3002\u7531\u65bc\u7dad\u4fee\u6280\u8853\u5c1a\u672a\u6210\u719f\u3001\u975e\u539f\u5ee0\u7dad\u4fee\u6280\u8853\u4e0d\u8db3\u3001\u4e09\u96fb\u7cfb\u7d71\u9020\u50f9\u6602\u8cb4\u4e14\u7f3a\u4e4f\u6a19\u6e96\uff0c\u5c0e\u81f4\u96fb\u52d5\u8eca\u5728\u7d9c\u5408\u4fdd\u96aa\u9805\u76ee\u4e2d\u7684\u5e73\u5747\u7dad\u4fee\u6210\u672c\u6bd4\u71c3\u6cb9\u8eca\u9ad8\u51fa30\uff05\uff5e35\uff05(<a href=\"https:\/\/www.ctee.com.tw\/news\/20251125700146-439901\">\u5de5\u5546\u6642\u5831<\/a>)\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u96fb\u6c60\u9020\u50f9\u8207\u81ea\u71c3\u98a8\u96aa<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u96fb\u6c60\u6210\u672c\u6bd4\u91cd\u9ad8<\/strong>\uff1a\u6839\u64da\u7d71\u8a08\u96fb\u52d5\u8eca\u7684\u96fb\u6c60\u7cfb\u7d71\u9020\u50f9\u901a\u5e38\u4f54\u6574\u8eca\u6210\u672c\u768440%(<a href=\"https:\/\/www.twse.com.tw\/TIB\/zh\/report-detail.html?id=8a8216d69d19ce2e019d1a06e590000e\">\u8cc7\u7b56\u6703\u7522\u696d\u60c5\u5831\u7814\u7a76\u6240<\/a>)\u3002\u4e00\u65e6\u5e95\u76e4\u53d7\u640d\u6ce2\u53ca\u96fb\u6c60\uff0c\u4f46\u82e5\u5167\u90e8\u7d50\u69cb\u56b4\u91cd\u8b8a\u5f62\u6216\u96fb\u6c60\u82af\u53d7\u640d\uff0c\u73fe\u4ee3\u96fb\u52d5\u8eca\u591a\u4ee5\u7d50\u69cb\u5f0f\u96fb\u6c60\uff08Structural Battery Pack\uff09\u8a2d\u8a08\uff0c\u57fa\u65bc\u8eca\u8eab\u525b\u6027\u5b89\u5168\u7b49\u8003\u91cf\uff0c\u901a\u5e38\u539f\u5ee0\u5efa\u8b70\u6574\u7d44\u63db\u65b0\uff0c\u5c0d\u4fdd\u96aa\u516c\u53f8\u8207\u8eca\u4e3b\u90fd\u662f\u6c89\u91cd\u8ca0\u64d4(<a href=\"https:\/\/www.autofuture.tw\/articles\/detail?id=649\">\u8eca\u672a\u4f86<\/a>)\u3002<\/li>\n\n\n\n<li><strong>\u6ec5\u706b\u9ad8\u6602\u6210\u672c<\/strong>\uff1a\u7d14\u96fb\u52d5\u8eca\u4e00\u65e6\u767c\u751f\u300c\u96fb\u6c60\u81ea\u71c3\u300d\uff0c\u56e0\u92f0\u96fb\u6c60\u71b1\u5931\u63a7\uff08Thermal runaway\uff09\u7279\u6027\uff0c\u5e73\u5747\u6ec5\u706b\u6240\u9700\u6c34\u91cf\u8d85\u904e <strong>11,000 \u516c\u5347<\/strong>\uff08\u7d04\u70ba\u71c3\u6cb9\u8eca\u768440\u500d\uff09\u3002\u5118\u7ba1\u96fb\u52d5\u8eca\u92f0\u96fb\u6c60\u5f15\u767c\u706b\u707d\u5f8c\u7684\u5371\u96aa\u5927\u65bc\u71c3\u6cb9\u8eca\uff0c\u4f46\u4f9d\u64da\u5404\u754c\u76ee\u524d\u7684\u7d71\u8a08\uff0c\u96fb\u52d5\u8eca\u5f15\u767c\u706b\u707d\u7684\u53ef\u80fd\u6027\u660e\u986f\u4f4e\u65bc\u50b3\u7d71\u6c7d\u6cb9\u6216\u67f4\u6cb9\u8eca(<a href=\"https:\/\/e-info.org.tw\/node\/238424\">\u74b0\u5883\u8cc7\u8a0a\u4e2d\u5fc3<\/a>)\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u5145\u96fb\u671f\u9593\u7684\u8cac\u4efb\u6b78\u5c6c<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5145\u96fb\u671f\u9593\u4e8b\u6545<\/strong>\uff1a\u96fb\u52d5\u8eca\u5f15\u8d77\u7684\u706b\u707d\u4e8b\u6545\u539f\u56e0\u5206\u6790\uff0c\u901a\u5e38\u767c\u751f\u5728\u649e\u64ca\u640d\u58de\u3001\u904e\u5ea6\u5145\u96fb\u6216\u904e\u71b1\u4e4b\u5f8c(<a href=\"https:\/\/atfpro.co.uk\/2026\/05\/19\/electric-car-fires-up-133-but-recyclers-should-keep-the-risk-in-context\/\">ATF Professional<\/a>)\u3002\u5728\u300c\u5145\u96fb\u671f\u9593\u300d\uff08\u5305\u542b\u5bb6\u7528\u5145\u96fb\u6a01\u8207\u516c\u5171\u5feb\u5145\u7ad9\uff0c\u95dc\u65bc\u96fb\u52d5\u8eca\u5931\u706b\u7684\u98a8\u96aa\uff0c\u7522\u96aa\u696d\u8005\u4e5f\u63d0\u4f9b\u5c08\u5c6c\u689d\u6b3e\uff0c\u6c7d\u8eca\u8eca\u9ad4\u640d\u5931\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e(\u96fb\u52d5\u8eca\u5c08\u7528)\u8207\u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e(\u96fb\u52d5\u8eca\u5c08\u7528)\u7b49\uff0c\u63d0\u4f9b\u8eca\u4e3b\u9078\u64c7\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3\u3001<strong>\u8eca\u91cd\u8207\u52a0\u901f\u7279\u6027\u7684\u6f5b\u5728\u5a01\u8105<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u96fb\u6c60\u589e\u52a0\u8eca\u91cd<\/strong>\uff1a\u96fb\u52d5\u8eca\u56e0\u642d\u8f09\u96fb\u6c60\uff0c\u8eca\u91cd\u666e\u904d\u6bd4\u540c\u7d1a\u71c3\u6cb9\u8eca\u91cd(<a href=\"https:\/\/insideevs.com\/news\/527966\/electric-cars-from-heaviest-lightest\/\">Insideevs<\/a>)\uff0c\u5982\u679c\u984d\u5916\u7684\u91cd\u91cf\u5c0e\u81f4\u715e\u8eca\u8ddd\u96e2\u5ef6\u9577\uff0c\u5247\u5f88\u53ef\u80fd\u6703\u5c0e\u81f4\u884c\u4eba\u548c\u9a0e\u81ea\u884c\u8eca\u8005\u6b7b\u4ea1\u4eba\u6578\u7684\u589e\u52a0\uff0c\u800c\u8fd1\u5e74\u4f86\uff0c\u884c\u4eba\u548c\u9a0e\u81ea\u884c\u8eca\u8005\u7684\u6b7b\u4ea1\u4eba\u6578\u5df2\u7d93\u5448\u4e0a\u5347\u8da8\u52e2(<a href=\"https:\/\/www.iihs.org\/news\/detail\/as-heavy-evs-proliferate-their-weight-may-be-a-drag-on-safety\"><strong>IIHS<\/strong><\/a>)\u3002<\/li>\n\n\n\n<li><strong>\u975c\u97f3\u8207\u9ad8\u52a0\u901f\u6027<\/strong>\uff1a\u82f1\u570b\u7814\u7a76\u96fb\u52d5\u6216\u6df7\u5408\u52d5\u529b\u6c7d\u8eca\u8207\u884c\u4eba\u78b0\u649e\u7684\u6a5f\u7387\u66f4\u9ad8\uff0c\u662f\u71c3\u6cb9\u8eca\u76842.5\u500d(<a href=\"https:\/\/www.lshtm.ac.uk\/newsevents\/news\/2024\/pedestrians-twice-likely-be-hit-electric-or-hybrid-electric-car\"><strong>London School of Hygiene &amp; Tropical Medicine<\/strong><\/a>)\uff0c\u539f\u56e0\u53ef\u80fd\u662f\u99d5\u99db\u5f80\u5f80\u66f4\u5e74\u8f15\u3001\u7d93\u9a57\u8f03\u5c11\uff0c\u4e14\u96fb\u52d5\u8eca\u6bd4\u71c3\u6cb9\u8eca\u5b89\u975c\u5f97\u591a\uff0c\u56e0\u6b64\u884c\u4eba\u66f4\u96e3\u88ab\u807d\u5230\uff0c\u5c24\u5176\u5728\u5435\u96dc\u7684\u57ce\u93ae\u548c\u57ce\u5e02\u4e2d\u3002\u4e14\u96fb\u52d5\u8eca\u7684\u52a0\u901f\u6027\u6bd4\u71c3\u6cb9\u8eca\u66f4\u5f37\uff0c\u80fd\u5920\u66f4\u5feb\u9054\u5230\u9ad8\u901f\uff0c\u715e\u8eca\u8ddd\u96e2\u4e5f\u53ef\u80fd\u66f4\u9577\uff0c\u800c\u9019\u53ef\u80fd\u4e5f\u662f\u66ff\u884c\u4eba\u5e36\u4f86\u98a8\u96aa\u7684\u539f\u56e0\u4e4b\u4e00(<a href=\"https:\/\/www.theguardian.com\/world\/article\/2024\/may\/21\/electric-cars-more-likely-to-hit-pedestrians-than-petrol-vehicles-study-finds\">Guardian<\/a>)\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4e8c\u3001\u7d14\u96fb\u52d5\u8eca\u300c\u5f37\u5236\u96aa\u300d\u8207\u300c\u4efb\u610f\u96aa\u300d\u6295\u4fdd\u6b65\u9a5f<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u7d14\u96fb\u52d5\u8eca\u300c\u5f37\u5236\u96aa\u300d\u8207\u300c\u4efb\u610f\u96aa\u300d\u6295\u4fdd\u6b65\u9a5f.png\" alt=\"\" class=\"wp-image-5186\" srcset=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u7d14\u96fb\u52d5\u8eca\u300c\u5f37\u5236\u96aa\u300d\u8207\u300c\u4efb\u610f\u96aa\u300d\u6295\u4fdd\u6b65\u9a5f.png 1200w, https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u7d14\u96fb\u52d5\u8eca\u300c\u5f37\u5236\u96aa\u300d\u8207\u300c\u4efb\u610f\u96aa\u300d\u6295\u4fdd\u6b65\u9a5f-768x402.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>\u70ba\u78ba\u4fdd\u96fb\u52d5\u8eca\u4e3b\u5728\u767c\u751f\u91cd\u5927\u4e8b\u6545\uff08\u5982\u96fb\u6c60\u81ea\u71c3\u3001\u5145\u96fb\u8d77\u706b\u3001\u56b4\u91cd\u8ffd\u649e\uff09\u6642\u80fd\u7372\u5f97\u5b8c\u6574\u7406\u8ce0\uff0c\u4fdd\u55ae\u914d\u7f6e\u5efa\u8b70\u5982\u4e0b\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.\u6cd5\u5b9a\u5f37\u5236\u96aa\u6295\u4fdd &#8211; \u57fa\u672c\u4eba\u8eab\u4fdd\u969c\uff1a<\/strong><\/h3>\n\n\n\n<p><strong>\u5f37\u5236\u96aa<\/strong>\u70ba\u653f\u5e9c\u898f\u5b9a\u5fc5\u8cb7\u3002\u4e3b\u8981\u4fdd\u969c\u4e8b\u6545\u53d7\u5bb3\u8005\u7684\u57fa\u672c\u4eba\u8eab\u50b7\u5bb3\uff08\u6bcf\u4eba\u6b7b\u4ea1\u6b98\u5ee2 300 \u842c\u5143\u3001\u91ab\u7642 20 \u842c\u5143\uff09\u3002\u4f46\u8acb\u6ce8\u610f\uff1a\u5f37\u5236\u96aa<strong>\u5b8c\u5168\u4e0d\u5305\u542b<\/strong>\u4efb\u4f55\u8ca1\u7269\u640d\u5931\u3001\u4e5f\u4e0d\u5305\u542b\u8eca\u4e3b\u81ea\u5df1\u7684\u8eca\u9ad4\u8207\u4eba\u8eab\u50b7\u5bb3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\uff08\u50b7\u5bb3\/\u8ca1\u640d\uff09- \u5f4c\u88dc\u5f37\u5236\u96aa\u4e0d\u8db3\uff1a<\/strong><\/h3>\n\n\n\n<p>\u96fb\u52d5\u8eca\u626d\u529b\u5927\u3001\u96f6\u767e\u52a0\u901f\u5feb\u3002\u7d71\u8a08\u53f0\u7063\u8eca\u798d\u6b7b\u4ea1\u6848\u4ef6\u7684\u6170\u64ab\u91d1\u5224\u8ce0\u6578\u984d\u843d\u5728\u65b0\u53f0\u5e63250\u842c\uff5e400\u842c\u5143\u4e4b\u9593(<a href=\"https:\/\/futurecity.cw.com.tw\/article\/3907\">\u672a\u4f86\u57ce\u5e02<\/a>)\uff0c\u5efa\u8b70<strong>\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u50b7\u5bb3<\/strong>\u6bcf\u4eba\u50b7\u4ea1\u81f3\u5c11\u898f\u5283 300 \u842c\u81f3 500 \u842c\u5143\uff1b<strong>\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u8ca1\u640d<\/strong>\uff0c\u5efa\u8b70\u62c9\u9ad8\u81f3 50 \u842c\u81f3 100 \u842c\u5143\u4ee5\u4e0a\uff0c\u7528\u4ee5\u8ce0\u511f\u5c0d\u65b9\u7684\u8eca\u8f1b\u8207\u8ca1\u7269\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.\u8d85\u984d\u8cac\u4efb\u96aa &#8211; \u8f49\u5ac1\u9ad8\u984d\u8ce0\u511f\uff1a<\/strong><\/h3>\n\n\n\n<p>\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u5e38\u6709\u984d\u5ea6\u5206\u958b\u8a08\u7b97\u7684\u9650\u5236\uff08\u4f8b\u5982\u8ca1\u640d\u8ce0\u5b8c\uff0c\u4f46\u4e0d\u5920\u8ce0\u50b7\u5bb3\uff09\u3002\u52a0\u4fdd<strong>\u8d85\u984d\u8cac\u4efb\u96aa<\/strong>\u53ef\u4ee5\u5728\u50b7\u5bb3\u6216\u8ca1\u640d\u984d\u5ea6\u4e0d\u8db3\u6642\u5f48\u6027\u8abf\u5ea6\uff0c\u662f\u9632\u7bc4\u649e\u4e0a\u8d85\u8dd1\u6216\u591a\u8eca\u9023\u74b0\u4e8b\u6545\u7684\u95dc\u9375\u9632\u8b77\u7db2\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.<\/strong><strong>\u6295\u4fdd\u96fb\u52d5\u8eca\u5c08\u5c6c\u8eca\u9ad4\u96aa\u9644\u52a0\u689d\u6b3e -\u4fdd\u8b77\u8eca\u4e3b\u8377\u5305\uff1a<\/strong><\/h3>\n\n\n\n<p>\u96fb\u52d5\u8eca\u5c08\u5c6c\u7684<strong>\u8eca\u9ad4\u96aa\u9644\u52a0\u689d\u6b3e<\/strong>\uff0c\u5c07\u300c\u96fb\u6c60\u81ea\u71c3\u300d\u8207\u300c\u5145\u96fb\u671f\u9593\u300d\u7684\u81ea\u8eca\u8eca\u640d\u7d0d\u5165\u4fdd\u969c\uff0c\u78ba\u4fdd\u50f9\u503c\u9ad8\u6602\u7684\u92f0\u96fb\u6c60\u6a21\u7d44\uff0c\u5728\u975e\u4eba\u70ba\u610f\u5916\u640d\u58de\u6642\u80fd\u5f97\u5230\u8db3\u984d\u88dc\u511f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.\u88dc\u5f37\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa\u8207\u4e58\u5ba2\u96aa \u2013 \u5b88\u8b77\u81ea\u5df1\u8207\u89aa\u53cb\uff1a<\/strong><\/h3>\n\n\n\n<p>\u96fb\u52d5\u8eca\u77ac\u9593\u52a0\u901f\u5feb\u8207\u626d\u529b\u5927\uff0c\u65b0\u624b\u99d5\u99db\u5bb9\u6613\u56e0\u64cd\u4f5c\u4e0d\u7576\u767c\u751f\u6253\u6ed1\u6216\u662f\u81ea\u649e\u4e8b\u6545\u3002\u6b64\u6642\u5f37\u5236\u96aa\u8207\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u7686\u4e0d\u7406\u8ce0\u81ea\u8eca\u5167\u4eba\u54e1\uff0c\u5fc5\u9808\u4ef0\u8cf4<strong>\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa<\/strong>\u8207<strong>\u4e58\u5ba2\u96aa<\/strong>\u4f86\u586b\u88dc\u8eca\u5167\u89aa\u53cb\u7684\u91ab\u7642\u8207\u5931\u80fd\u98a8\u96aa\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6.\u96fb\u52d5\u8eca\u5c08\u7528\u9053\u8def\u6551\u63f4\u689d\u6b3e \u2013 \u5f8c\u52e4\u62d6\u540a\u7121\u6182\uff1a<\/strong><\/h3>\n\n\n\n<p>\u96fb\u52d5\u8eca\u7121\u6cd5\u76f4\u63a5\u62d6\u884c\uff0c\u5efa\u8b70\u5168\u8f09\u5f0f\u62d6\u540a\u6216\u52a0\u88dd\u8f14\u52a9\u8f2a\uff0c\u5426\u5247\u6703\u5c0e\u81f4\u99ac\u9054\u8207\u96fb\u63a7\u7cfb\u7d71\u6bc0\u640d(<a href=\"https:\/\/www.tesla.com\/ownersmanual\/model3\/zh_tw\/GUID-FA9E3DC9-805C-45BD-A64D-C4B3F491B8C0.html\">Tesla<\/a>)\u3002\u6295\u4fdd\u6642\u9700\u78ba\u8a8d<strong>\u9053\u8def\u6551\u63f4<\/strong>\u9644\u52a0\u689d\u6b3e\u662f\u5426\u652f\u63f4\u96fb\u52d5\u8eca\u5c08\u7528\u898f\u683c\u3002\u63d0\u9192\u547c\u53eb\u539f\u5ee0\u6216\u6c11\u9593\u9053\u8def\u6551\u63f4\u6642\uff0c\u8eca\u4e3b\u52d9\u5fc5\u4e3b\u52d5\u544a\u77e5\u9019\u662f\u300c\u96fb\u52d5\u8eca\u300d\uff0c\u4e26\u6307\u540d\u9700\u8981\u300c\u5168\u8f09\u5f0f\u5e73\u677f\u62d6\u8eca\u300d\uff0c\u907f\u514d\u4e00\u822c\u62d6\u8eca\u5230\u5834\u5f8c\u7121\u6cd5\u4f5c\u696d\u6216\u786c\u62d6\u9020\u6210\u640d\u58de\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u56db\u3001\u7d14\u96fb\u52d5\u8eca\u8207\u71c3\u6cb9\u8eca\u4fdd\u96aa\u8cbb\u7528\u6bd4\u8f03\u8868<\/strong><\/h2>\n\n\n\n<p>\u70ba\u4e86\u8b93\u60a8\u66f4\u76f4\u89c0\u5730\u7406\u89e3\u96fb\u52d5\u8eca\u7684\u98a8\u96aa\u7d50\u69cb\uff0c\u6574\u7406\u6bd4\u8f03\u8868\u4f9b\u53c3\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u96fb\u52d5\u6c7d\u8eca\u4fdd\u96aa\u61f6\u4eba\u5305.png\" alt=\"\" class=\"wp-image-5187\" srcset=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u96fb\u52d5\u6c7d\u8eca\u4fdd\u96aa\u61f6\u4eba\u5305.png 1200w, https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2026\/06\/\u96fb\u52d5\u6c7d\u8eca\u4fdd\u96aa\u61f6\u4eba\u5305-768x402.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4e94\u3001\u5e38\u898b\u554f\u984cFAQ\uff1a<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1782268046317\"><strong class=\"schema-faq-question\"><strong>Q1\uff1a\u96fb\u52d5\u8eca\u7684\u300c\u96fb\u6c60\u81ea\u71c3\u300d\u8eca\u9ad4\u96aa\u600e\u9ebc\u6295\u4fdd\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A1\uff1a<\/strong> \u96fb\u6c60\u81ea\u71c3\u6216\u7206\u70b8\u6240\u81f4\u4e4b\u8eca\u9ad4\u640d\u6bc0\u3002\u91dd\u5c0d\u539f\u8eca\u9ad4\u96aa\u672a\u6db5\u84cb\u4e4b\u96fb\u6c60\u81ea\u71c3\u98a8\u96aa\uff0c\u63d0\u4f9b\u5b8c\u6574\u7406\u8ce0\u4fdd\u969c\uff0c\u964d\u4f4e\u91cd\u5927\u4e8b\u6545\u5e36\u4f86\u7684\u8ca1\u52d9\u885d\u64ca(<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Car\/InputPolicyDesc_F119.pdf\">\u660e\u53f0\u7522\u96aaF119\u6c7d\u8eca\u8eca\u9ad4\u640d\u5931\u4fdd\u96aa\u96fb\u6c60\u81ea\u71c3\u9644\u52a0\u689d\u6b3e<\/a>)\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268132477\"><strong class=\"schema-faq-question\"><strong>Q2<\/strong>\uff1a\u96fb\u52d5\u8eca\u5728\u300c\u5145\u96fb\u671f\u9593\u5931\u706b\u300d\u8eca\u9ad4\u96aa\u600e\u9ebc\u6295\u4fdd?<\/strong> <p class=\"schema-faq-answer\"><strong>A2\uff1a<\/strong>\u82e5\u96fb\u52d5\u8eca\u300c\u5145\u96fb\u671f\u9593\u300d\uff0c\u56e0\u77ed\u8def\u3001\u81ea\u71c3\u6216\u706b\u707d\u7b49\u5145\u96fb\u76f8\u95dc\u4e8b\u6545\uff0c\u5c0e\u81f4\u81ea\u8eab\u8eca\u8f1b\u640d\u6bc0\uff0c\u53ef\u4f9d\u7d04\u5b9a\u4fdd\u984d\u7406\u8ce0\uff0c\u88dc\u8db3\u539f\u8eca\u9ad4\u96aa\u65bc\u5145\u96fb\u60c5\u5883\u4e0b\u7684\u4fdd\u969c\u7f3a\u53e3(<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Car\/InputPolicyDesc_F118.pdf\">\u660e\u53f0\u7522\u96aaF118\u6c7d\u8eca\u8eca\u9ad4\u640d\u5931\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e<\/a>)\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268152420\"><strong class=\"schema-faq-question\"><strong>Q3\uff1a\u5728\u516c\u5171\u5145\u96fb\u7ad9\u300c\u5145\u96fb\u671f\u9593\u300d\u8eca\u5b50\u8d77\u706b\uff0c\u4efb\u610f\u96aa\u600e\u9ebc\u8ce0\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A3\uff1a<\/strong> \u96fb\u52d5\u8eca\u65bc\u300c\u5145\u96fb\u671f\u9593\u300d\uff0c\u56e0\u5145\u96fb\u4e8b\u6545\u9020\u6210\u4ed6\u4eba\u8eca\u8f1b\u3001\u5efa\u7bc9\u7269\u6216\u4eba\u54e1\u640d\u5bb3\u6642\uff0c\u7406\u8ce0\u4f9d\u6cd5\u61c9\u8ca0\u4e4b\u8ce0\u511f\u8cac\u4efb\uff0c\u5354\u52a9\u8f49\u79fb\u9ad8\u984d\u8ce0\u511f\u98a8\u96aa\uff0c\u907f\u514d\u8eca\u4e3b\u81ea\u884c\u627f\u64d4(<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Car\/InputPolicyDesc_F120.pdf\">\u660e\u53f0\u7522\u96aaF120 \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e<\/a>)\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268165852\"><strong class=\"schema-faq-question\"><strong>Q4\uff1a\u96fb\u52d5\u8eca\u5c08\u7528\u7684\u300c\u9053\u8def\u6551\u63f4\u300d\u8ddf\u4e00\u822c\u62d6\u540a\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A4\uff1a<\/strong> \u96fb\u52d5\u8eca\u8f2a\u80ce\u8f49\u52d5\u6642\uff0c\u6703\u5e36\u52d5\u99ac\u9054\u7522\u751f\u96fb\u6d41\uff0c\u6050\u5c0e\u81f4\u7cfb\u7d71\u53d7\u640d\u6216\u904e\u71b1\uff0c\u751a\u81f3\u71d2\u6bc0\u5468\u906d\u96f6\u4ef6\u3002\u56e0\u6b64\uff0c\u96fb\u52d5\u8eca\u9053\u8def\u6551\u63f4<strong>\u5fc5\u9808\u4f7f\u7528\u5168\u8f09\u5f0f\u62d6\u8eca<\/strong>\u6216<strong>\u52a0\u88dd\u8f14\u52a9\u8f2a<\/strong>\uff0c\u5efa\u8b70\u4e0d\u8981\u76f4\u63a5\u62d6\u884c\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268185212\"><strong class=\"schema-faq-question\"><strong>Q5\uff1a\u8cb7\u4e86\u300c\u8d85\u984d\u8cac\u4efb\u96aa\u300d\uff0c\u662f\u4e0d\u662f\u5c31\u53ef\u4ee5\u4e0d\u7528\u8cb7\u300c\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u300d\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A5\uff1a<\/strong> \u8d85\u984d\u8cac\u4efb\u96aa\u5c6c\u65bc\u300c\u7b2c\u4e8c\u5c64\u9632\u8b77\u300d\uff0c\u5fc5\u9808\u5728\u60a8\u5148\u8cfc\u8cb7\u4e86\u57fa\u790e\u7684\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\uff08\u50b7\u5bb3\/\u8ca1\u640d\uff09\u4e4b\u5f8c\uff0c\u7576\u57fa\u790e\u984d\u5ea6\u5168\u90e8\u8ce0\u5149\u6642\uff0c\u8d85\u984d\u8cac\u4efb\u96aa\u624d\u6703\u555f\u52d5\u7406\u8ce0\uff0c\u4f5c\u70ba\u9644\u52a0\u96aa\uff0c\u8d85\u984d\u8cac\u4efb\u96aa\u901a\u5e38\u7121\u6cd5\u55ae\u7368\u8cfc\u8cb7\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268198078\"><strong class=\"schema-faq-question\"><strong>Q6\uff1a\u96fb\u52d5\u8eca\u7684\u300c\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa\u300d\u8a72\u9078\u300c\u5be6\u652f\u5be6\u4ed8\u300d\u9084\u662f\u300c\u5b9a\u984d\u7d66\u4ed8\u300d\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A6\uff1a<\/strong> \u4f9d\u7167\u4fdd\u96aa\u640d\u5bb3\u586b\u88dc\u539f\u5247\uff0c\u5efa\u8b70\u9078\u64c7\u300c\u9078\u64c7\u5be6\u652f\u5be6\u4ed8\u300d\u3002\u96fb\u52d5\u8eca\u56e0\u626d\u529b\u8207\u52a0\u901f\u6027\u9ad8\uff0c\u649e\u64ca\u529b\u9053\u8f03\u5927\uff0c\u82e5\u767c\u751f\u4e8b\u6545\uff0c\u9020\u6210\u50b7\u5bb3\u76f8\u5c0d\u9ad8\uff0c\u5f8c\u7e8c\u91ab\u7642\u958b\u92b7\uff08\u5982\u81ea\u8cbb\u9805\u76ee\u6216\u9580\u8a3a\u624b\u8853\uff09\u901a\u5e38\u8f03\u9ad8\uff0c\u5be6\u652f\u5be6\u4ed8\u80fd\u586b\u88dc\u5be6\u969b\u7684\u91ab\u7642\u652f\u51fa\uff0c\u8f49\u5ac1\u5065\u4fdd\u4e0d\u7d66\u4ed8\u6216\u81ea\u8cbb\u9078\u9805\u4e4b\u91ab\u7642\u8cbb\u7528\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268214378\"><strong class=\"schema-faq-question\"><strong>Q7\uff1a\u4e58\u5ba2\u96aa\uff08\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u4e58\u5ba2\u9ad4\u50b7\u8cac\u4efb\u9644\u52a0\u689d\u6b3e\uff09\u5c0d\u96fb\u52d5\u8eca\u4e3b\u91cd\u8981\u55ce\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A7\uff1a<\/strong> \u975e\u5e38\u91cd\u8981\u3002\u8eca\u8f1b\u767c\u751f\u7dca\u6025\u78b0\u649e\u4e8b\u6545\u6642\uff0c\u8eca\u5167\u524d\u6392\u4e58\u54e1\u982d\u90e8\u7b2c\u4e00\u6642\u9593\u649e\u64ca\u70ba\u5100\u8868\u677f\u5340\u57df\u6216\u5167\u88dd\u90e8\u4ef6\uff0c\u5f8c\u6392\u7684\u4e58\u5ba2\uff0c\u53ef\u80fd\u649e\u64ca\u524d\u6392\u7684\u5ea7\u6905\uff0c\u6216\u5176\u4ed6\u5167\u88dd\uff0c\u5c0d\u65bc\u6709\u7e6b\u5b89\u5168\u5e36\u7684\u4e58\u54e1\uff0c\u6703\u6709\u5b89\u5168\u6c23\u56ca\u4f86\u964d\u4f4e\u982d\u90e8\u8207\u5100\u8868\u677f\u5287\u70c8\u78b0\u649e(<a href=\"https:\/\/www.artc.org.tw\/tw\/knowledge\/articles\/13769\">\u964d\u4f4e\u8eca\u8f1b\u5167\u88dd\u90e8\u54c1\u78b0\u649e\u50b7\u5bb3\u5927\u89e3\u5bc6<\/a>)\u3002\u96fb\u52d5\u8eca\u901a\u5e38\u5177\u5099\u77ac\u9593\u9ad8\u52a0\u901f\u6027\uff0c\u8eca\u798d\u4e8b\u6545\u6642\uff0c\u4e58\u5ba2\u53ef\u80fd\u649e\u5411\u5100\u8868\u677f\u6216\u5ea7\u6905\uff0c\u53ef\u80fd\u5c0e\u81f4\u982d\u90e8\u3001\u9838\u90e8\u3001\u80f8\u8154\u3001\u8179\u8154\u3001\u9ad6\u90e8\u8207\u8173\u90e8\u50b7\u5bb3(<a href=\"https:\/\/www.artc.org.tw\/tw\/knowledge\/articles\/3109\">\u8eca\u8f1b\u78b0\u649e\u4e4b\u4eba\u5076\u50b7\u5bb3\u6307\u6578\u7c21\u4ecb<\/a>)\uff0c\u56e0\u6b64\u914d\u7f6e\u4e58\u5ba2\u96aa\u80fd\u63d0\u9ad8\u89aa\u53cb\u540c\u8eca\u7684\u50b7\u5bb3\u4fdd\u969c\uff0c\u964d\u4f4e\u5bb6\u4eba\u7684\u4e8b\u6545\u98a8\u96aa\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1782268227739\"><strong class=\"schema-faq-question\"><strong>Q8\uff1a2026 \u5e74\u7dda\u4e0a\u6295\u4fdd\u7d14\u96fb\u52d5\u8eca\u5f37\u5236\u96aa\u8207\u4efb\u610f\u96aa\uff0c\u6709\u54ea\u4e9b\u901a\u8def\u512a\u60e0\uff1f<\/strong><\/strong> <p class=\"schema-faq-answer\"><strong>A8\uff1a<\/strong>\u7d14\u96fb\u52d5\u8eca(BEV)\u5c08\u5c6c\u4fdd\u969c\uff0c\u660e\u53f0\u7522\u96aa\u7db2\u8def\u7dda\u4e0a\u6295\u4fdd\u66f4\u5212\u7b97\u3002\u4e0d\u7528\u7814\u7a76\u4fdd\u969c\u600e\u9ebc\u914d\uff0c\u8f38\u5165\u8eca\u6b3e\u8207\u8eca\u9f61\uff0c\u7cfb\u7d71\u6703\u76f4\u63a5\u5e36\u51fa\u53ef\u6295\u4fdd\u7684\u65b9\u6848\u7d44\u5408\uff0c\u8b93\u4f60\u514d\u52d5\u8166\u76f4\u63a5\u4fdd\u3002\u5148\u8a66\u7b97\u518d\u6295\u4fdd\uff0c\u66f4\u53ef\u5e36\u591a\u9805\u597d\u79ae\u56de\u5bb6\uff0c\u7acb\u5373\u524d\u5f80\u8a66\u7b97\u4fdd\u8cbb\uff1a<a href=\"https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html\">https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html<\/a><\/p> <\/div> <\/div>\n\n\n\n<p>\u96fb\u52d5\u6c7d\u8eca\u4fdd\u660e\u53f0\u7522\u96aa\uff0c\u591a\u9805\u597d\u79ae\u5e36\u56de\u5bb6\uff0c\u7acb\u5373\u8a66\u7b97\u53bb\uff1a<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u96fb\u52d5\u8eca\u96aa\u4fdd\u8cbb\u8a66\u7b97<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u516d\u3001\u53c3\u8003\u8cc7\u6599\uff1a<\/strong><\/h2>\n\n\n\n<p>\u4ee5\u4e0b\u8cc7\u6599\u6392\u5e8f\u4f9d\u672c\u6587\u5f15\u7528\u9806\u5e8f\uff1a<\/p>\n\n\n\n<div class=\"wp-block-group has-ast-global-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>1\u3001\u5de5\u5546\u6642\u5831\uff1a\u570b\u969b\u6578\u64da\uff1a\u96fb\u52d5\u8eca\u96aa\u98a8\u96aa\u9a5f\u589e\uff0c2025\/11\/25\uff0c<a href=\"https:\/\/www.ctee.com.tw\/news\/20251125700146-439901\">https:\/\/www.ctee.com.tw\/news\/20251125700146-439901<\/a><\/p>\n\n\n\n<p>2\u3001\u8cc7\u7b56\u6703\u7522\u696d\u60c5\u5831\u7814\u7a76\u6240\uff1a\u5168\u7403\u8207\u53f0\u7063\u96fb\u52d5\u8eca\u95dc\u9375\u96f6\u4ef6\u5e02\u5834\u8da8\u52e2\uff0c2026\/3\/20\uff0c<a href=\"https:\/\/www.twse.com.tw\/TIB\/zh\/report-detail.html?id=8a8216d69d19ce2e019d1a06e590000e\">https:\/\/www.twse.com.tw\/TIB\/zh\/report-detail.html?id=8a8216d69d19ce2e019d1a06e590000e<\/a><\/p>\n\n\n\n<p>3\u3001\u8eca\u672a\u4f86\uff1a\u96fb\u52d5\u8eca\u7dad\u4fee\u6210\u672c\u9ad8\u6602\uff0c\u5f9e\u300c\u6574\u7d44\u66f4\u63db\u300d\u8d70\u5411\u300c\u53ef\u4fee\u5fa9\u5f0f\u300d\u5c07\u6210\u4e0b\u4e00\u4e16\u4ee3\u7af6\u722d\u529b\u95dc\u9375\uff0c2026\/4\/11\uff0c<a href=\"https:\/\/www.autofuture.tw\/articles\/detail?id=649\">https:\/\/www.autofuture.tw\/articles\/detail?id=649<\/a><\/p>\n\n\n\n<p>4\u3001\u74b0\u5883\u8cc7\u8a0a\u4e2d\u5fc3\uff1a\u6d88\u9632\u7528\u6c34\u91cf\u9ad8\u51fa40\u500d \u70ba\u4f55\u96fb\u52d5\u8eca\u8d77\u706b\u6bd4\u71c3\u6cb9\u8eca\u66f4\u96e3\u64b2\u6ec5\uff1f\uff0c2024\/2\/22\uff0c<a href=\"https:\/\/e-info.org.tw\/node\/238424\">https:\/\/e-info.org.tw\/node\/238424<\/a><\/p>\n\n\n\n<p>5\u3001ATFPRO\uff1aElectric car fires up 133%, but recyclers should keep the risk in context\uff0c2026\/5\/19\uff0c<a href=\"https:\/\/atfpro.co.uk\/2026\/05\/19\/electric-car-fires-up-133-but-recyclers-should-keep-the-risk-in-context\/\">https:\/\/atfpro.co.uk\/2026\/05\/19\/electric-car-fires-up-133-but-recyclers-should-keep-the-risk-in-context\/<\/a><\/p>\n\n\n\n<p>6\u3001InsideEvs\uff1aElectric Cars From Heaviest To Lightest\uff0c2021\/8\/21\uff0c<a href=\"https:\/\/insideevs.com\/news\/527966\/electric-cars-from-heaviest-lightest\/\">https:\/\/insideevs.com\/news\/527966\/electric-cars-from-heaviest-lightest\/<\/a><\/p>\n\n\n\n<p>7\u3001IIHS\uff1aAs heavy EVs proliferate, their weight may be a drag on safety\uff0c2023\/3\/9\uff0c<a href=\"https:\/\/www.iihs.org\/news\/detail\/as-heavy-evs-proliferate-their-weight-may-be-a-drag-on-safety\">https:\/\/www.iihs.org\/news\/detail\/as-heavy-evs-proliferate-their-weight-may-be-a-drag-on-safety<\/a><\/p>\n\n\n\n<p>8\u3001London School of Hygiene &amp; Tropical Medicine\uff1aPedestrians \u2018twice as likely\u2019 to be hit by an electric or hybrid-electric car\uff0c2024\/5\/22\uff0c<a href=\"https:\/\/www.lshtm.ac.uk\/newsevents\/news\/2024\/pedestrians-twice-likely-be-hit-electric-or-hybrid-electric-car\">https:\/\/www.lshtm.ac.uk\/newsevents\/news\/2024\/pedestrians-twice-likely-be-hit-electric-or-hybrid-electric-car<\/a><\/p>\n\n\n\n<p>9\u3001The Guardian\uff1aElectric cars more likely to hit pedestrians than petrol vehicles, study finds\uff0c2024\/5\/21\uff0c<a href=\"https:\/\/www.theguardian.com\/world\/article\/2024\/may\/21\/electric-cars-more-likely-to-hit-pedestrians-than-petrol-vehicles-study-finds\">https:\/\/www.theguardian.com\/world\/article\/2024\/may\/21\/electric-cars-more-likely-to-hit-pedestrians-than-petrol-vehicles-study-finds<\/a><\/p>\n\n\n\n<p>10\u3001\u5929\u4e0b\u96dc\u8a8c\u672a\u4f86\u57ce\u5e02\uff1a\u53ea\u8ce0\u6d3b\u4eba\u7684\u75db\uff0c\u4e0d\u8ce0\u6b7b\u8005\u7684\u547d\uff1a\u53f0\u7063\u6b7b\u4ea1\u8eca\u798d\u5e73\u5747\u8ce0\u511f411\u842c\uff0c\u50c5\u7f8e\u65e5\u4e00\u534a\uff0c2025\/12\/29\uff0c<a href=\"https:\/\/futurecity.cw.com.tw\/article\/3907\">https:\/\/futurecity.cw.com.tw\/article\/3907<\/a><\/p>\n\n\n\n<p>11\u3001Tesla\uff1aModel 3 \u8eca\u4e3b\u624b\u518a\uff1a\u904b\u9001\u6ce8\u610f\u4e8b\u9805\uff0c<a href=\"https:\/\/www.tesla.com\/ownersmanual\/model3\/zh_tw\/GUID-FA9E3DC9-805C-45BD-A64D-C4B3F491B8C0.html\">https:\/\/www.tesla.com\/ownersmanual\/model3\/zh_tw\/GUID-FA9E3DC9-805C-45BD-A64D-C4B3F491B8C0.html<\/a><\/p>\n\n\n\n<p>12\u3001\u5168\u92d2\u4e8b\u696d\uff1a\u9053\u8def\u6551\u63f4\u50f9\u683c\u8868\uff0c2026\/3\/31\uff0c<a href=\"https:\/\/www.24tms.com.tw\/news_detail.php?cnt_id=228\">https:\/\/www.24tms.com.tw\/news_detail.php?cnt_id=228<\/a><\/p>\n\n\n\n<p>13\u3001ARTC\uff1a\u964d\u4f4e\u8eca\u8f1b\u5167\u88dd\u90e8\u54c1\u78b0\u649e\u50b7\u5bb3\u5927\u89e3\u5bc6\uff0c2024\/9\/11\uff0c<a href=\"https:\/\/www.artc.org.tw\/tw\/knowledge\/articles\/13769\">https:\/\/www.artc.org.tw\/tw\/knowledge\/articles\/13769<\/a><\/p>\n\n\n\n<p>14\u3001ARTC\uff1a\u8eca\u8f1b\u78b0\u649e\u4e4b\u4eba\u5076\u50b7\u5bb3\u6307\u6578\u7c21\u4ecb\uff0c2017\/2\/16\uff0c<a href=\"https:\/\/www.artc.org.tw\/tw\/knowledge\/articles\/3109\">https:\/\/www.artc.org.tw\/tw\/knowledge\/articles\/3109<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u8005\uff1a\u660e\u53f0\u7522\u7269\u4fdd\u96aa \u4fee\u8a02\u65e5\u671f\uff1a2026\/6\/10 \u524d\u8a00 2026 \u5e74\u7d14\u96fb\u52d5\u6c7d\u8eca\uff08EV\uff09\u56e0\u8eca\u50f9\u3001\u8eca\u91cd\u76f8\u5c0d\u71c3\u6cb9\u8eca\u9ad8 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5184,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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\u96fb\u6c60\u81ea\u71c3\u6216\u7206\u70b8\u6240\u81f4\u4e4b\u8eca\u9ad4\u640d\u6bc0\u3002\u91dd\u5c0d\u539f\u8eca\u9ad4\u96aa\u672a\u6db5\u84cb\u4e4b\u96fb\u6c60\u81ea\u71c3\u98a8\u96aa\uff0c\u63d0\u4f9b\u5b8c\u6574\u7406\u8ce0\u4fdd\u969c\uff0c\u964d\u4f4e\u91cd\u5927\u4e8b\u6545\u5e36\u4f86\u7684\u8ca1\u52d9\u885d\u64ca(<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Car\/InputPolicyDesc_F119.pdf\">\u660e\u53f0\u7522\u96aaF119\u6c7d\u8eca\u8eca\u9ad4\u640d\u5931\u4fdd\u96aa\u96fb\u6c60\u81ea\u71c3\u9644\u52a0\u689d\u6b3e<\/a>)\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268132477","position":2,"url":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268132477","name":"Q2\uff1a\u96fb\u52d5\u8eca\u5728\u300c\u5145\u96fb\u671f\u9593\u5931\u706b\u300d\u8eca\u9ad4\u96aa\u600e\u9ebc\u6295\u4fdd?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>A2\uff1a<\/strong>\u82e5\u96fb\u52d5\u8eca\u300c\u5145\u96fb\u671f\u9593\u300d\uff0c\u56e0\u77ed\u8def\u3001\u81ea\u71c3\u6216\u706b\u707d\u7b49\u5145\u96fb\u76f8\u95dc\u4e8b\u6545\uff0c\u5c0e\u81f4\u81ea\u8eab\u8eca\u8f1b\u640d\u6bc0\uff0c\u53ef\u4f9d\u7d04\u5b9a\u4fdd\u984d\u7406\u8ce0\uff0c\u88dc\u8db3\u539f\u8eca\u9ad4\u96aa\u65bc\u5145\u96fb\u60c5\u5883\u4e0b\u7684\u4fdd\u969c\u7f3a\u53e3(<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Car\/InputPolicyDesc_F118.pdf\">\u660e\u53f0\u7522\u96aaF118\u6c7d\u8eca\u8eca\u9ad4\u640d\u5931\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e<\/a>)\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268152420","position":3,"url":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268152420","name":"Q3\uff1a\u5728\u516c\u5171\u5145\u96fb\u7ad9\u300c\u5145\u96fb\u671f\u9593\u300d\u8eca\u5b50\u8d77\u706b\uff0c\u4efb\u610f\u96aa\u600e\u9ebc\u8ce0\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>A3\uff1a<\/strong> \u96fb\u52d5\u8eca\u65bc\u300c\u5145\u96fb\u671f\u9593\u300d\uff0c\u56e0\u5145\u96fb\u4e8b\u6545\u9020\u6210\u4ed6\u4eba\u8eca\u8f1b\u3001\u5efa\u7bc9\u7269\u6216\u4eba\u54e1\u640d\u5bb3\u6642\uff0c\u7406\u8ce0\u4f9d\u6cd5\u61c9\u8ca0\u4e4b\u8ce0\u511f\u8cac\u4efb\uff0c\u5354\u52a9\u8f49\u79fb\u9ad8\u984d\u8ce0\u511f\u98a8\u96aa\uff0c\u907f\u514d\u8eca\u4e3b\u81ea\u884c\u627f\u64d4(<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Car\/InputPolicyDesc_F120.pdf\">\u660e\u53f0\u7522\u96aaF120 \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e<\/a>)\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268165852","position":4,"url":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268165852","name":"Q4\uff1a\u96fb\u52d5\u8eca\u5c08\u7528\u7684\u300c\u9053\u8def\u6551\u63f4\u300d\u8ddf\u4e00\u822c\u62d6\u540a\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>A4\uff1a<\/strong> \u96fb\u52d5\u8eca\u8f2a\u80ce\u8f49\u52d5\u6642\uff0c\u6703\u5e36\u52d5\u99ac\u9054\u7522\u751f\u96fb\u6d41\uff0c\u6050\u5c0e\u81f4\u7cfb\u7d71\u53d7\u640d\u6216\u904e\u71b1\uff0c\u751a\u81f3\u71d2\u6bc0\u5468\u906d\u96f6\u4ef6\u3002\u56e0\u6b64\uff0c\u96fb\u52d5\u8eca\u9053\u8def\u6551\u63f4<strong>\u5fc5\u9808\u4f7f\u7528\u5168\u8f09\u5f0f\u62d6\u8eca<\/strong>\u6216<strong>\u52a0\u88dd\u8f14\u52a9\u8f2a<\/strong>\uff0c\u5efa\u8b70\u4e0d\u8981\u76f4\u63a5\u62d6\u884c\u3002","inLanguage":"zh-TW"},"inLanguage":"zh-TW"},{"@type":"Question","@id":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268185212","position":5,"url":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/ev_insurance_recommendation\/#faq-question-1782268185212","name":"Q5\uff1a\u8cb7\u4e86\u300c\u8d85\u984d\u8cac\u4efb\u96aa\u300d\uff0c\u662f\u4e0d\u662f\u5c31\u53ef\u4ee5\u4e0d\u7528\u8cb7\u300c\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u300d\uff1f","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>A5\uff1a<\/strong> 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href=\"https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html\">https:\/\/www.msig-mingtai.com.tw\/ec\/car-electric.html<\/a>","inLanguage":"zh-TW"},"inLanguage":"zh-TW"}]}},"brizy_media":[],"_links":{"self":[{"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/posts\/5183"}],"collection":[{"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/comments?post=5183"}],"version-history":[{"count":6,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/posts\/5183\/revisions"}],"predecessor-version":[{"id":5199,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/posts\/5183\/revisions\/5199"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/media\/5184"}],"wp:attachment":[{"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/media?parent=5183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/categories?post=5183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-json\/wp\/v2\/tags?post=5183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}