{"id":2721,"date":"2024-09-26T17:53:27","date_gmt":"2024-09-26T09:53:27","guid":{"rendered":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/?p=2721"},"modified":"2025-08-29T10:43:46","modified_gmt":"2025-08-29T02:43:46","slug":"fire-02","status":"publish","type":"post","link":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/fire-02\/","title":{"rendered":"\u4f4f\u5b85\u706b\u96aa\u5730\u9707\u96aa\u5168\u9762\u89e3\u6790\uff01\u4f4f\u5b85\u706b\u96aa\u7684\u91cd\u8981\u6027\u4e0d\u53ef\u4e0d\u77e5"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2024\/09\/32.png\" alt=\"\u4f4f\u5b85\u706b\u96aa\u5730\u9707\u96aa\u5168\u9762\u89e3\u6790\uff01\u4f4f\u5b85\u706b\u96aa\u7684\u91cd\u8981\u6027\u4e0d\u53ef\u4e0d\u77e5\" class=\"wp-image-2754\" 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id=\"h3-5\"><strong>\uff08\u4e94\uff09\u4f4f\u5b85\u73bb\u7483\u4fdd\u96aa<\/strong><\/h3>\n\n\n\n<p>\u627f\u4fdd\u4e4b\u4f4f\u5b85\u5efa\u7bc9\u7269\u56e0\u7a81\u767c\u610f\u5916\u4e8b\u6545\uff0c\u5c0e\u81f4\u56fa\u5b9a\u88dd\u7f6e\u65bc\u56db\u5468\u5916\u7246\u7684\u73bb\u7483\u7a97\u6236\u3001\u73bb\u7483\u5e37\u5e55\u7834\u88c2\u800c\u767c\u751f\u7684\u640d\u5931\uff1b\u4ee5\u53ca\u56e0\u7834\u88c2\u9020\u6210\u5fc5\u9808\u8981\u62c6\u9664\u3001\u91cd\u65b0\u88dd\u7f6e\u7684\u5408\u7406\u8cbb\u7528\u4e5f\u5728\u627f\u4fdd\u7bc4\u570d\u5167\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Fire\/Insure\/StepInput\"><strong>\u7acb\u5373\u6295\u4fdd\u3010\u4f4f\u5b85\u706b\u96aa\u5730\u9707\u96aa\u3011<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-3\"><strong>\u4e09\u3001\u4f4f\u706b\u96aa\u4e2d\u7684\u984d\u5916\u8ce0\u511f\u8cbb\u7528\u662f\u4ec0\u9ebc\uff1f<\/strong><\/h2>\n\n\n\n<p>\u984d\u5916\u8ce0\u511f\u8cbb\u7528\u662f\u4f4f\u706b\u4fdd\u96aa\u4e0b\u7684\u4e00\u9805\u4fdd\u969c\u5167\u5bb9\uff0c\u7576\u767c\u751f\u4f4f\u706b\u96aa\u627f\u4fdd\u7bc4\u570d\u5167\u7684\u5371\u96aa\u4e8b\u6545\u6642\uff0c\u6240\u7522\u751f\u7684\u984d\u5916\u8ce0\u511f\u8cbb\u7528\u5c07\u53ef\u7372\u5f97\u8ce0\u511f\uff0c\u4f46\u4e0d\u662f\u6240\u6709\u9805\u76ee\u90fd\u53ef\u4ee5\u8ce0\u511f\uff0c\u7bc4\u570d\u50c5\u9650\u4e0b\u5217\u5e7e\u9805\u9805\u76ee\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-6\"><strong>\u88dd\u6f62\u4fee\u5fa9\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u82e5\u6295\u4fdd\u5efa\u7bc9\u7269\u5167\u52d5\u7522\uff0c\u5247\u88dd\u6f62\u4fee\u5fa9\u8cbb\u7528\u81ea\u52d5\u7d0d\u5165\u627f\u4fdd\u7bc4\u570d\uff0c\u4fdd\u96aa\u671f\u9593\u5167\u7d66\u4ed8\u9650\u984d\u4ee5\u6295\u4fdd\u5efa\u7bc9\u7269\u5167\u52d5\u7522\u4fdd\u984d\u4e4b30%\uff0c\u6700\u9ad8\u4ee5\u65b0\u53f0\u5e6380\u842c\u5143\u70ba\u9650\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-6\"><strong>\u6e05\u9664\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u6307\u6e05\u9664\u53d7\u640d\u7269\u54c1\u6b98\u9918\u7269\u6240\u9700\u7684\u5fc5\u8981\u8cbb\u7528\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-7\"><strong>\u91d1\u878d\u3001\u4fe1\u7528\u5361\u53ca\u8b49\u4ef6\u91cd\u88fd\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u6307\u56e0\u640d\u5931\u9700\u91cd\u88fd\u6587\u4ef6\u6216\u5361\u7247\u6240\u652f\u4ed8\u7684\u8cbb\u7528\uff0c\u8ce0\u511f\u4e0a\u9650\u70ba\u65b0\u53f0\u5e635,000\u5143\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u6295\u4fdd\u4f4f\u706b\u96aa\u56e0\u5371\u96aa\u4e8b\u6545\u5c0e\u81f4\u627f\u4fdd\u4e4b\u4f4f\u5b85\u5efa\u7bc9\u7269\u640d\u6bc0\u4e0d\u9069\u5408\u5c45\u4f4f\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u5c07\u984d\u5916\u652f\u4ed8\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-8\"><strong>\u81e8\u6642\u4f4f\u5bbf\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u627f\u4fdd\u5efa\u7bc9\u7269\u4fee\u5fa9\u6216\u91cd\u5efa\u671f\u9593\uff0c\u88ab\u4fdd\u96aa\u4eba\u82e5\u9700\u8981\u66ab\u4f4f\u4ed6\u8655\uff0c\u53ef\u7372\u5f97\u6bcf\u65e5\u6700\u9ad8\u65b0\u53f0\u5e635,000\u5143\u7684\u8ce0\u511f\uff0c\u7e3d\u984d\u4e0a\u9650\u70ba\u65b0\u53f0\u5e6320\u842c\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-9\"><strong>\u79df\u5c4b\u4ef2\u4ecb\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u627f\u4fdd\u5efa\u7bc9\u7269\u82e5\u56e0\u4fee\u5fa9\u6216\u91cd\u5efa\u800c\u9700\u79df\u5c4b\uff0c\u5247\u7d66\u4ed8\u76f8\u95dc\u4ef2\u4ecb\u8cbb\u7528\uff0c\u8ce0\u511f\u4e0a\u9650\u70ba\u65b0\u53f0\u5e635,000\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-10\"><strong>\u642c\u9077\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u627f\u4fdd\u5efa\u7bc9\u7269\u82e5\u56e0\u4fee\u5fa9\u6216\u91cd\u5efa\u800c\u9700\u642c\u9077\uff0c\u5247\u7d66\u4ed8\u642c\u9077\u8cbb\u7528\uff0c\u8ce0\u511f\u4e0a\u9650\u70ba\u65b0\u53f0\u5e6310\u842c\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-11\"><strong>\u751f\u6d3b\u4e0d\u4fbf\u88dc\u52a9\u91d1<\/strong><\/h3>\n\n\n\n<p>\u627f\u4fdd\u5efa\u7bc9\u7269\u82e5\u56e0\u4fee\u5fa9\u6216\u91cd\u5efa\u800c\u7121\u6cd5\u5c45\u4f4f\u8005\uff0c\u5247\u6bcf\u65e5\u53ef\u7d66\u4ed8\u65b0\u53f0\u5e633,000\u5143\uff0c\u6700\u9ad8\u7d66\u4ed830\u5929\u3002<\/p>\n\n\n\n<p>\u4e0a\u8ff0\u88dd\u6f62\u4fee\u5fa9\u8cbb\u7528\u3001\u6e05\u9664\u8cbb\u7528\u3001\u91d1\u878d\u3001\u4fe1\u7528\u5361\u53ca\u8b49\u4ef6\u91cd\u88fd\u8cbb\u7528\u3001\u81e8\u6642\u4f4f\u5bbf\u8cbb\u7528\u3001\u79df\u5c4b\u4ef2\u4ecb\u8cbb\u7528\u6216\u642c\u9077\u8cbb\u7528\u8005\u4e4b\u7406\u8ce0\u91d1\u984d-\u9808\u4f9d\u5be6\u969b\u652f\u51fa\u7d66\u4ed8\uff0c\u6240\u4ee5\u7533\u8acb\u7406\u8ce0\u6642\u9700\u53e6\u5916\u6aa2\u9644\u8cbb\u7528\u652f\u51fa\u4e4b\u76f8\u95dc\u55ae\u64da\u3002\u8981\u7279\u5225\u6ce8\u610f\u7684\u662f\uff0c\u9019\u4e9b\u8ce0\u511f\u4e0d\u5305\u62ec\u4f4f\u5b85\u7684\u9810\u671f\u6548\u76ca\u3001\u79df\u91d1\u6536\u5165\u548c\u9055\u7d04\u91d1\uff0c\u66f4\u8a73\u7d30\u7684\u8ce0\u511f\u91d1\u984d\u548c\u689d\u4ef6\u53ef\u4ee5\u53c3\u8003<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/FilesToDownload\/Fire\/InputPolicyDesc_Fire.pdf#:~:text=%E6%98%8E%E5%8F%B0%E7%94%A2%E7%89%A9%E4%BD%8F%E5%AE%85%E7%81%AB%E7%81%BD%E5%8F%8A%E5%9C%B0\" target=\"_blank\" rel=\"noreferrer noopener\">\u660e\u53f0\u7522\u7269\u4f4f\u5b85\u706b\u707d\u53ca\u5730\u9707\u57fa\u672c\u4fdd\u96aa\u689d\u6b3e<\/a>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-4\"><strong>\u56db\u3001\u4f4f\u5b85\u706b\u96aa\u5730\u9707\u96aa\u7406\u8ce0\u60c5\u5883\u5be6\u4f8b\u5206\u6790<\/strong><\/h2>\n\n\n\n<p>\u60c5\u5883\u8aaa\u660e\uff1a<br>\u53f0\u5317\u5e02\u4e00\u68df\u5341\u5c64\u5927\u6a13\u767c\u751f\u706b\u707d\uff0c\u8d77\u706b\u539f\u56e0\u70ba5\u6a13\u4f4f\u6236\u5c0f\u660e\u96fb\u5668\u4f7f\u7528\u4e0d\u614e\uff0c\u9020\u6210\u96fb\u7dda\u8d70\u706b\u3002\u8a72\u706b\u707d\u4e0d\u50c5\u4f7f\u5c0f\u660e\u7684\u623f\u5c4b\u53ca\u52d5\u7522\u4ed8\u4e4b\u4e00\u70ac\uff0c\u706b\u52e2\u9084\u4e00\u8def\u5ef6\u71d2\u81f3\u9694\u58c1\u9130\u5c45\u5bb6\uff0c\u8b93\u9130\u5c45\u7684\u8ca1\u7269\u640d\u5931\u9ad8\u905460\u842c\uff0c\u9084\u5c0e\u81f4\u540c\u68df\u4f4f\u6236\u4e2d\u67093\u4eba\u5728\u9003\u751f\u6642\u53d7\u50b7\uff0c\u4f4f\u9662\u91ab\u85e5\u8cbb\u7e3d\u8a0830\u842c\u3002<\/p>\n\n\n\n<p>\u4e8b\u5f8c\u5c0f\u660e\u70ba\u4fee\u88dc\u56e0\u706b\u707d\u6240\u640d\u6bc0\u7684\u8ca1\u7522\uff0c\u652f\u51fa\u4e4b\u8cbb\u7528\u5305\u542b\u91cd\u5efa\u5efa\u7bc9\u7269\u88dd\u6f62\u8cbb\u7528300\u842c\u3001\u5bb6\u5177\/\u5bb6\u96fb\u7b49\u52d5\u752280\u842c\u3002\u6b64\u5916\uff0c\u7531\u65bc\u4f4f\u5bb6\u66ab\u6642\u7121\u6cd5\u5c45\u4f4f\u9700\u9032\u884c\u91cd\u5efa\u4ee5\u53ca\u8b49\u4ef6\u4fe1\u7528\u5361\u6bc0\u640d\uff0c\u53e6\u7d66\u4ed8\u5c0f\u660e\u984d\u5916\u8cbb\u7528\u88dc\u511f\u3002<\/p>\n\n\n\n<p>\u82e5\u5c0f\u660e\u6709\u6295\u4fdd\u660e\u53f0\u7522\u96aa<strong>\u3010<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Fire\/Insure\">\u611b\u5bb6\u597d\u96aa<\/a>\u3011<\/strong>\uff0c\u5728\u984d\u5ea6\u7bc4\u570d\u5167\uff08\u8a73\u8a3b\u4e00\uff09\uff0c\u4e0a\u8ff0\u640d\u5931\u7686\u53ef\u7372\u5f97\u7406\u8ce0\uff01\u53cd\u4e4b\uff0c\u672a\u6295\u4fdd\u706b\u96aa\u5730\u9707\u96aa\u5247\u9700\u81ea\u884c\u652f\u4ed8\u5927\u7b46\u91d1\u984d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u627f\u4fdd\u9805\u76ee<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7d66\u4ed8\u5c0d\u8c61<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9700\u652f\u4ed8\u7684\u9805\u76ee<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7406\u8ce0\u91d1\u984d(\u5143)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u5099\u8a3b<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\" rowspan=\"2\">\u4f4f\u5b85\u7b2c\u4e09\u4eba\u8cac\u4efb\u57fa\u672c\u4fdd\u96aa<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f4f\u6236<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f4f\u62363\u4eba\u7684\u91ab\u85e5\u8cbb<\/td><td class=\"has-text-align-center\" data-align=\"center\">300,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9808\u8ca0\u64d4\u81ea\u8ca0\u984d2,000\u5143<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u9130\u5c45<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9130\u5c45\u8ca1\u7269\u640d\u5931<\/td><td class=\"has-text-align-center\" data-align=\"center\">600,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9808\u8ca0\u64d4\u81ea\u8ca0\u984d10,000\u5143<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4f4f\u5b85\u706b\u707d\u4fdd\u96aa (\u5efa\u7bc9\u7269)<\/td><td class=\"has-text-align-center\" data-align=\"center\" rowspan=\"5\">\u5c0f\u660e<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u91cd\u65b0\u88dd\u6f62\u8cbb\u7528<\/td><td class=\"has-text-align-center\" data-align=\"center\">3,000,000<\/td><td class=\"has-text-align-center\" data-align=\"center\" rowspan=\"2\">\u4fdd\u96aa\u91d1\u984d\u8a08\u7b97 \u8acb\u8a73\u3010\u8a3b\u4e00\u3011<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4f4f\u5b85\u706b\u707d\u4fdd\u96aa (\u5efa\u7bc9\u7269\u5167\u52d5\u7522)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u52d5\u7522\u640d\u5931<\/td><td class=\"has-text-align-center\" data-align=\"center\">800,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\" rowspan=\"3\">\u4f4f\u5b85\u706b\u707d\u4fdd\u96aa (\u984d\u5916\u8cbb\u7528\u8ce0\u511f)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u91d1\u878d\u3001\u4fe1\u7528\u5361\u53ca\u8b49\u4ef6\u91cd\u88fd\u8cbb\u7528<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f9d\u5be6\u969b\u652f\u51fa\u7d66\u4ed8\uff0c\u8ce0\u511f\u4e0a\u96505,000\u5143<\/td><td class=\"has-text-align-center\" data-align=\"center\" rowspan=\"3\">\u4e0d\u8a08\u5165\u5728\u3010\u8a3b\u4e00\u3011\u7684\u4fdd\u96aa\u91d1\u984d\u4e2d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u81e8\u6642\u4f4f\u5bbf\u8cbb\u7528<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6bcf\u65e5\u6700\u9ad85,000\u5143\uff0c\u8ce0\u511f\u4e0a\u965020\u842c<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u751f\u6d3b\u4e0d\u4fbf\u88dc\u52a9\u91d1 (\u65e5\u5e38\u751f\u6d3b\u958b\u92b7)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6bcf\u65e5\u5b9a\u984d3,000\u5143\uff0c\u6bcf\u4e00\u4e8b\u6545\u6700\u9ad8\u7d66\u4ed830\u65e5<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\" colspan=\"3\">\u7e3d\u8a08<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6700\u9ad84,995,000\u5143<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u81ea\u8ca0\u984d\u517112,000\u5143<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u3010\u8a3b1\u3011<br><strong>\u5efa\u7bc9\u7269\uff1a<\/strong>\u4fdd\u96aa\u91d1\u984d=(\u6bcf\u576a\u9020\u50f9+\u6bcf\u576a\u88dd\u6f62)*\u623f\u5c4b\u576a\u6578\u3002<br>\u5c0f\u660e\u4f4f\u5728\u53f0\u5317\u5e02\u7e3d\u6a13\u5c6410\u5c64\uff0c40\u576a\u7684\u623f\u5b50\uff0c\u4f9d\u64da\u300e\u53f0\u7063\u5730\u5340\u4f4f\u5b85\u985e\u5efa\u7bc9\u7269\u9020\u50f9\u53c3\u8003\u8868\u300f\u6bcf\u576a\u9020\u50f9104,900\u5143\uff0c 104,900\u5143*40\u576a=419.6\u842c\u5143(\u7121\u984d\u5916\u52a0\u88dd\u6f62\u91d1\u984d)<br><strong>\u52d5\u7522\uff1a<\/strong><br>\u6309\u5be6\u969b\u50f9\u503c\u70ba\u57fa\u790e\uff0c\u4ee5\u5efa\u7bc9\u7269\u4fdd\u96aa\u91d1\u984d30%\uff0c\u6700\u9ad8\u4ee580\u842c\u5143\u70ba\u4e0a\u9650\u3002<\/p>\n\n\n\n<h2 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