{"id":2530,"date":"2024-09-16T11:07:43","date_gmt":"2024-09-16T03:07:43","guid":{"rendered":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/?p=2530"},"modified":"2026-01-12T10:53:19","modified_gmt":"2026-01-12T02:53:19","slug":"car-15","status":"publish","type":"post","link":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-15\/","title":{"rendered":"\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u6709\u54ea\u4e9b\uff1f\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u63a8\u85a6\u65b9\u6848\u7e3d\u6574\u7406"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2024\/09\/31.png\" alt=\"\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u6709\u54ea\u4e9b\uff1f\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u63a8\u85a6\u65b9\u6848\u7e3d\u6574\u7406\" class=\"wp-image-2625\" srcset=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2024\/09\/31.png 1200w, https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2024\/09\/31-768x402.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u96a8\u8457\u96fb\u52d5\u6a5f\u8eca\u7684\u666e\u53ca\uff0c\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u7684\u9700\u6c42\u4e5f\u9010\u6f38\u589e\u52a0\uff0c\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u4fdd\u969c\u7bc4\u570d\u8ddf\u4e00\u822c\u71c3\u6cb9\u6a5f\u8eca\u7121\u7570\uff0c\u4fdd\u96aa\u9805\u76ee\u4e00\u6a23\u6709\u5f37\u5236\u96aa\u548c\u4efb\u610f\u96aa\uff0c\u800c\u660e\u53f0\u7522\u96aa\u6839\u64da\u4e0d\u540c\u4fdd\u96aa\u9805\u76ee\u7d44\u5408\u63d0\u4f9b\u4e09\u500b\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u63a8\u85a6\u65b9\u6848\u4f9b\u8eca\u4e3b\u5011\u53c3\u8003\u3002\u6b64\u5916\uff0c\u70ba\u4e86\u61c9\u5c0d\u5145\u96fb\u904e\u7a0b\u4e2d\u53ef\u80fd\u51fa\u73fe\u7684\u98a8\u96aa\uff0c\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u9084\u984d\u5916\u63d0\u4f9b\u4e86<strong>\u300c\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e\u300d<\/strong>\uff0c\u9032\u4e00\u6b65\u64f4\u5927\u4e86\u4fdd\u969c\u7bc4\u570d\uff0c\u78ba\u4fdd\u8eca\u4e3b\u53ef\u4ee5\u7372\u5f97\u66f4\u5145\u5206\u7684\u4fdd\u8b77\uff01<\/p>\n\n\n\n<div class=\"inherit-container-width wp-block-group has-ast-global-color-7-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>\u6587\u7ae0\u76ee\u9304<\/summary>\n<ul class=\"wp-block-list\">\n<li><a href=\"#h2-1\">\u4e00\u3001\u5e38\u898b\u7684\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u6709\u54ea\u4e9b\uff1f<\/a><ul><li><a href=\"#h3-1\">\uff08\u4e00\uff09\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa<\/a><\/li><li><a href=\"#h3-2\">\uff08\u4e8c\uff09\u5f37\u5236\u8cac\u4efb\u96aa\u9644\u52a0\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa<\/a><\/li><li><a href=\"#h3-3\">\uff08\u4e09\uff09\u8d85\u984d\u8cac\u4efb\u96aa<\/a><\/li><li><a href=\"#h3-4\">\uff08\u56db\uff09\u4e58\u5ba2\u96aa<\/a><\/li><li><a href=\"#h3-5\">\uff08\u4e94\uff09\u5145\u96fb\u671f\u9593\u9644\u52a0\u96aa\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09<\/a><\/li><\/ul><\/li>\n\n\n\n<li><a href=\"#h2-2\">\u4e8c\u3001\u6295\u4fdd\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u524d\u61c9\u8003\u91cf\u7684\u4e09\u4ef6\u4e8b<\/a><ul><li><a href=\"#h3-6\">1. \u4fdd\u969c\u99d5\u99db\u4eba\u5176\u5be6\u5f88\u91cd\u8981<\/a><\/li><li><a href=\"#h3-7\">2. \u4e0d\u53ef\u5ffd\u7565\u7684\u5c0d\u65b9\u50b7\u5bb3<\/a><\/li><li><a href=\"#h3-8\">3. \u5f8c\u5ea7\u4e58\u5ba2\u7684\u4fdd\u969c\u4e0d\u80fd\u7701<\/a><\/li><\/ul><\/li>\n\n\n\n<li><a href=\"#h2-3\">\u4e09\u30013\u7a2e\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u63a8\u85a6\u65b9\u6848\u4e00\u6b21\u770b<\/a><ul><li><a href=\"#h3-9\">\uff08\u4e00\uff09\u63a8\u85a6\u65b9\u6848\u4e00\uff1a\u5168\u9762\u4fdd\u969c\u578b<\/a><\/li><li><a href=\"#h3-10\">\uff08\u4e8c\uff09\u63a8\u85a6\u65b9\u6848\u4e8c\uff1a\u5be6\u7528\u5e73\u8861\u578b<\/a><\/li><li><a href=\"#h3-11\">\uff08\u4e09\uff09\u63a8\u85a6\u65b9\u6848\u4e09\uff1a\u77ed\u9014\u4ee3\u6b65\u578b<\/a><\/li><\/ul><\/li>\n\n\n\n<li><a href=\"#h2-4\">\u56db\u3001\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u512a\u60e0\u6709\u54ea\u4e9b\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#h2-5\">\u4e94\u3001\u5e38\u898b\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u554f\u984c\u4e00\u6b21\u770b<\/a><ul><li><a href=\"#h3-12\">Q1\uff1a\u96fb\u52d5\u6a5f\u8eca\u53ef\u4ee5\u5728\u7db2\u8def\u4e0a\u6295\u4fdd\u55ce\uff1f<\/a><\/li><li><a href=\"#h3-13\">Q2\uff1a\u4e00\u5b9a\u8981\u4fdd\u96fb\u52d5\u6a5f\u8eca\u5f37\u5236\u96aa\u55ce\uff1f<\/a><\/li><li><a href=\"#h3-14\">Q3\uff1a\u5e02\u9762\u4e0a\u96fb\u52d5\u6a5f\u8eca\u6709\u54ea\u5e7e\u7a2e\uff1f<\/a><\/li><li><a href=\"#h3-15\">Q4\uff1a\u5982\u4f55\u67e5\u8a62\u81ea\u5df1\u7684\u96fb\u52d5\u6a5f\u8eca\u5f37\u5236\u96aa\u5230\u671f\u65e5\uff1f<\/a><\/li><\/ul><\/li>\n<\/ul>\n<\/details>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-1\"><strong>\u4e00\u3001\u5e38\u898b\u7684\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u6709\u54ea\u4e9b\uff1f<\/strong><\/h2>\n\n\n\n<p>\u96fb\u52d5\u6a5f\u8eca\u8ddf\u4e00\u822c\u71c3\u6cb9\u6a5f\u8eca\u4e00\u6a23\u9700\u5b8c\u6210\u639b\u724c\u8207\u6295\u4fdd\u5f37\u5236\u96aa\u5f8c\u624d\u80fd\u4e0a\u8def\uff0c\u5426\u5247\u5c07\u9762\u81e8\u65b0\u81fa\u5e631,500\u5143\u81f33,000\u5143\u7684\u7f70\u9370\uff01\u56e0\u6b64\u80fd\u5920\u9078\u64c7\u7684\u4fdd\u96aa\u8207\u71c3\u6cb9\u6a5f\u8eca\u5e7e\u4e4e\u662f\u4e00\u81f4\u7684\uff0c\u50cf\u662f\u591a\u6578\u4eba\u6703\u9078\u64c7\u7684\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u3001\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa\u7b49\u4efb\u610f\u96aa\u7686\u53ef\u6295\u4fdd\u3002<br>\u9664\u4e86\u719f\u77e5\u7684\u6a5f\u8eca\u5f37\u5236\u96aa\u5916\uff0c\u5e38\u898b\u7684\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u6709\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-1\"><strong>\uff08\u4e00\uff09\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-03\/\">\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa<\/a>\u7528\u4f86\u4fdd\u8b77\u88ab\u4fdd\u96aa\u4eba\u5728\u4ea4\u901a\u4e8b\u6545\u4e2d\u610f\u5916\u7684\u5c0d\u4ed6\u4eba\u9020\u6210\u640d\u5bb3\u7684\u8ce0\u511f\u8cac\u4efb\uff0c\u82e5\u88ab\u4fdd\u96aa\u4eba\u5728\u99d5\u99db\u904e\u7a0b\u4e2d\u4e0d\u5c0f\u5fc3\u649e\u5230\u5225\u4eba\uff0c\u8a72\u4fdd\u96aa\u80fd\u652f\u4ed8\u4f9d\u6cd5\u61c9\u8ca0\u64d4\u4e4b\u5c0d\u65b9\u7684\u91ab\u7642\u8cbb\u7528\u6216\u4fee\u8eca\u8cbb\u7528\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-2\"><strong>\uff08\u4e8c\uff09\u5f37\u5236\u8cac\u4efb\u96aa\u9644\u52a0\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-11\/\">\u5f37\u5236\u8cac\u4efb\u96aa\u9644\u52a0\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa<\/a>\u9700\u8207<a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Motor\/Insure\">\u5f37\u5236\u8cac\u4efb\u96aa<\/a>\u4e00\u8d77\u6295\u4fdd\uff0c\u4e3b\u8981\u91dd\u5c0d\u88ab\u4fdd\u96aa\u4eba\u56e0\u81ea\u649e\u3001\u81ea\u6454\u5169\u7a2e\u4ea4\u901a\u610f\u5916\u4e8b\u6545\u6240\u81f4\u300c\u6b7b\u4ea1\u3001\u5931\u80fd\u3001\u53d7\u50b7\u300d\u7d66\u4ed8\u76f8\u61c9\u4e4b\u4fdd\u96aa\u91d1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-3\"><strong>\uff08\u4e09\uff09\u8d85\u984d\u8cac\u4efb\u96aa<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-02\/\">\u8d85\u984d\u8cac\u4efb\u96aa<\/a>\u9808\u5148\u6295\u4fdd\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u5f8c\u624d\u80fd\u518d\u52a0\u4fdd\uff0c\u4e3b\u8981\u4fdd\u969c\u88ab\u4fdd\u96aa\u4eba\u56e0\u8eca\u798d\u9700\u8981\u8ce0\u511f\u7b2c\u4e09\u65b9\uff0c\u4f46\u8ce0\u511f\u91d1\u984d\u82e5\u8d85\u904e\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u4e0a\u9650\uff0c\u5c31\u53ef\u4ee5\u5728\u8d85\u984d\u8cac\u4efb\u96aa\u4e4b\u984d\u5ea6\u5167\u652f\u4ed8\u8d85\u51fa\u7684\u90e8\u5206\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-4\"><strong>\uff08\u56db\uff09\u4e58\u5ba2\u96aa<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-14\/\">\u4e58\u5ba2\u96aa<\/a>\u9808\u5148\u6295\u4fdd\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u5f8c\u624d\u80fd\u518d\u52a0\u4fdd\uff0c\u4e3b\u8981\u4fdd\u969c\u88ab\u4fdd\u96aa\u4eba\u56e0\u4f7f\u7528\u6216\u7ba1\u7406\u88ab\u4fdd\u96aa\u6a5f\u8eca\u767c\u751f\u610f\u5916\u4e8b\u6545\uff0c\u81f4\u4e58\u5750\u6216\u4e0a\u4e0b\u88ab\u4fdd\u96aa\u6c7d\u8eca\u4e4b\u4e58\u5ba2\u53d7\u6709\u50b7\u5bb3\u6216\u6b7b\u4ea1\u6642\uff0c\u4f9d\u6cd5\u61c9\u8ca0\u8ce0\u511f\u8cac\u4efb\u800c\u53d7\u8ce0\u511f\u8acb\u6c42\u6642\uff0c\u672c\u516c\u53f8\u5c0d\u88ab\u4fdd\u96aa\u4eba\u8ca0\u8ce0\u511f\u4e4b\u8cac\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-5\"><strong>\uff08\u4e94\uff09\u5145\u96fb\u671f\u9593\u9644\u52a0\u96aa\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09<\/strong><\/h3>\n\n\n\n<p>\u6b64\u9644\u52a0\u689d\u6b3e\u5c08\u9580\u91dd\u5c0d\u88ab\u4fdd\u96aa\u6a5f\u8eca\u5728\u5145\u96fb\u904e\u7a0b\u4e2d\u56e0\u5145\u96fb\u6240\u81f4\u7b2c\u4e09\u4eba\u50b7\u5bb3\u3001\u6b7b\u4ea1\u6216\u8ca1\u7269\u53d7\u6709\u640d\u5bb3\uff0c\u5c0d\u65bc\u88ab\u4fdd\u96aa\u4eba\u4f9d\u6cd5\u61c9\u8ca0\u8ce0\u511f\u8cac\u4efb\u800c\u53d7\u8ce0\u511f\u8acb\u6c42\u6642\uff0c\u5c0d\u88ab\u4fdd\u96aa\u4eba\u8ca0\u8ce0\u511f\u4e4b\u8cac\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Motor\/Insure\/StepChoose\"><strong>\u7acb\u5373\u6295\u4fdd\u3010\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa<\/strong>\u3011<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-2\"><strong>\u4e8c\u3001\u6295\u4fdd\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u524d\u61c9\u8003\u91cf\u7684\u4e09\u4ef6\u4e8b<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-6\"><strong>1. \u4fdd\u969c\u99d5\u99db\u4eba\u5176\u5be6\u5f88\u91cd\u8981<\/strong><\/h3>\n\n\n\n<p>\u6a5f\u8eca\u76f8\u5c0d\u65bc\u6c7d\u8eca\uff0c\u6700\u5927\u7684\u5dee\u5225\u5c31\u662f\u524d\u8005\u70ba\u4eba\u5305\u8eca\uff0c\u5f8c\u8005\u70ba\u8eca\u5305\u4eba\uff0c\u56e0\u6b64\u9996\u5148\u8981\u95dc\u6ce8\u7684\u61c9\u662f\u99d5\u99db\u4eba\u7684\u4fdd\u969c\uff0c\u99d5\u99db\u4eba\u6295\u4fdd\u50b7\u5bb3\u96aa\u662f\u5fc5\u9808\u5217\u5165\u7684\u9078\u64c7\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-7\"><strong>2. \u4e0d\u53ef\u5ffd\u7565\u7684\u5c0d\u65b9\u50b7\u5bb3<\/strong><\/h3>\n\n\n\n<p>\u5373\u4f7f\u662f\u6a5f\u8eca\u4e5f\u53ef\u80fd\u56e0\u4e0d\u5c0f\u5fc3\u9020\u6210\u7b2c\u4e09\u65b9\u53d7\u50b7\uff0c\u751a\u81f3\u6ce2\u53ca\u5230\u9644\u8fd1\u5e97\u5bb6\u53ca\u8def\u4eba\uff0c\u53ea\u8981\u662f\u4ea4\u901a\u5de5\u5177\u90fd\u6709\u5176\u50b7\u5bb3\u6027\uff0c\u9019\u6642\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u53ef\u4ee5\u88dc\u5145\u5f37\u5236\u96aa\u7684\u4e0d\u8db3\uff0c\u8b93\u88ab\u4fdd\u96aa\u4eba\u514d\u65bc\u81ea\u884c\u627f\u64d4\u904e\u591a\u7684\u8ce0\u511f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-8\"><strong>3. \u5f8c\u5ea7\u4e58\u5ba2\u7684\u4fdd\u969c\u4e0d\u80fd\u7701<\/strong><\/h3>\n\n\n\n<p>\u6a5f\u8eca\u6642\u5e38\u7528\u65bc\u8f09\u4eba\uff0c\u610f\u5473\u8457\u4e8b\u6545\u767c\u751f\u6642\u640d\u50b7\u7684\u63d0\u5347\uff0c\u99d5\u99db\u6709\u8ca0\u64d4\u4e58\u5ba2\u7684\u751f\u547d\u4fdd\u969c\u7fa9\u52d9\uff0c\u7136\u800c\u4e58\u5ba2\u7684\u640d\u5bb3\u4e0d\u5728\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u7684\u4fdd\u969c\u7bc4\u570d\u5167\uff0c\u56e0\u6b64\u9078\u8cfc\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u6642\uff0c\u4e58\u5ba2\u96aa\u7684\u5b58\u5728\u4fbf\u6210\u70ba\u88ab\u4fdd\u96aa\u4eba\u8207\u8eca\u4e0a\u4e58\u5ba2\u91cd\u8981\u7684\u4fdd\u969c\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-3\"><strong>\u4e09\u30013\u7a2e\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u63a8\u85a6\u65b9\u6848\u4e00\u6b21\u770b<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-9\"><strong>\uff08\u4e00\uff09\u63a8\u85a6\u65b9\u6848\u4e00\uff1a\u5168\u9762\u4fdd\u969c\u578b<\/strong><\/h3>\n\n\n\n<p>\u63a8\u85a6\u5c0d\u8c61\uff1a\u901a\u52e4\u65cf<\/p>\n\n\n\n<p>\u7279\u9ede\uff1a<br>\u901a\u52e4\u65cf\u7531\u65bc\u9700\u8981\u6bcf\u5929\u9a0e\u8eca\u4e0a\u4e0b\u73ed\uff0c\u56e0\u6b64\u9047\u5230\u4ea4\u901a\u4e8b\u6545\u98a8\u96aa\u7684\u6a5f\u6703\u4e5f\u8f03\u591a\uff0c\u6b64\u6642\u9700\u8981\u7684\u662f\u5168\u65b9\u4f4d\u7684\u4fdd\u969c\u5167\u5bb9\uff0c\u80fd\u5728\u53ef\u80fd\u7684\u60c5\u6cc1\u4e0b\u7372\u5f97\u6700\u5927\u4fdd\u969c\uff0c\u4e0d\u50c5\u5305\u62ec\u65e5\u5e38\u884c\u99db\u904e\u7a0b\u4e2d\u7684\u98a8\u96aa\uff0c\u9084\u64f4\u5c55\u5230\u5145\u96fb\u671f\u9593\u7684\u6f5b\u5728\u98a8\u96aa\uff0c\u78ba\u4fdd\u6240\u6709\u98a8\u96aa\u90fd\u80fd\u5f97\u5230\u6709\u6548\u4fdd\u8b77\u3002<\/p>\n\n\n\n<p>\u4fdd\u969c\u5167\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>21. \u5f37\u5236\u6c7d\u8eca\u8cac\u4efb\u4fdd\u96aa\uff08\u6a5f\u8eca\uff09<\/li>\n\n\n\n<li>47. \u6a5f\u8eca\u5f37\u5236\u8cac\u4efb\u96aa\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa\u9644\u52a0\u689d\u6b3e\uff08\u9700\u56de\u50b3\u8981\u4fdd\u66f8\uff09<\/li>\n\n\n\n<li>F31. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u689d\u6b3e\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09-\u50b7\u5bb3<\/li>\n\n\n\n<li>F32. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u689d\u6b3e\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09-\u8ca1\u640d<\/li>\n\n\n\n<li>39. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u8d85\u984d\u8cac\u4efb\u9644\u52a0\u689d\u6b3e\uff08\u81ea\u7528\u8eca\u9069\u7528\uff09-\u4e59\u5f0f<\/li>\n\n\n\n<li>F120. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u5145\u96fb\u671f\u9593\u9644\u52a0\u689d\u6b3e\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-10\"><strong>\uff08\u4e8c\uff09\u63a8\u85a6\u65b9\u6848\u4e8c\uff1a\u5be6\u7528\u5e73\u8861\u578b<\/strong><\/h3>\n\n\n\n<p>\u63a8\u85a6\u5c0d\u8c61\uff1a\u51fa\u904a\u65cf<\/p>\n\n\n\n<p>\u7279\u9ede\uff1a<br>\u51fa\u904a\u65cf\u6700\u5927\u7684\u7279\u8272\u5728\u65bc\u6709\u8f09\u89aa\u670b\u597d\u53cb\u7684\u9700\u6c42\uff0c\u4e5f\u6642\u5e38\u9a0e\u5230\u4e0d\u719f\u6089\u7684\u65c5\u904a\u666f\u9ede\uff0c\u6545\u9047\u5230\u4ea4\u901a\u4e8b\u6545\u98a8\u96aa\u7684\u6a5f\u7387\u81ea\u7136\u4e5f\u6703\u8f03\u9ad8\uff0c\u5728\u4ecd\u6709\u4e00\u5b9a\u99d5\u99db\u983b\u7387\u4e4b\u524d\u63d0\u4e0b\uff0c\u6b0a\u8861\u4fdd\u8cbb\u548c\u4fdd\u969c\uff0c\u5c0d\u7b2c\u4e09\u65b9\u640d\u5bb3\u548c\u99d5\u99db\u81ea\u8eab\u4eba\u8eab\u50b7\u5bb3\u7684\u98a8\u96aa\u7686\u6709\u4fdd\u969c\uff0c\u662f\u8fd1\u4e4e\u5b8c\u6574\u7684\u7d44\u5408\u3002<\/p>\n\n\n\n<p>\u4fdd\u969c\u5167\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>21. \u5f37\u5236\u6c7d\u8eca\u8cac\u4efb\u4fdd\u96aa\uff08\u6a5f\u8eca\uff09<\/li>\n\n\n\n<li>47. \u6a5f\u8eca\u5f37\u5236\u8cac\u4efb\u96aa\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa\u9644\u52a0\u689d\u6b3e\uff08\u9700\u56de\u50b3\u8981\u4fdd\u66f8\uff09<\/li>\n\n\n\n<li>F34. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\uff08\u81ea\u7528\uff09-\u55ae\u4e00\u4fdd\u984d\u578b\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09<\/li>\n\n\n\n<li>50. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\u4e58\u5ba2\u50b7\u5bb3\u8cac\u4efb\u9644\u52a0\u689d\u6b3e<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-11\"><strong>\uff08\u4e09\uff09\u63a8\u85a6\u65b9\u6848\u4e09\uff1a\u77ed\u9014\u4ee3\u6b65\u578b<\/strong><\/h3>\n\n\n\n<p>\u63a8\u85a6\u5c0d\u8c61\uff1a\u83dc\u7c43\u65cf<\/p>\n\n\n\n<p>\u7279\u9ede\uff1a<br>\u83dc\u7c43\u65cf\u4f7f\u7528\u6a5f\u8eca\u4ee3\u6b65\uff0c\u6709\u53ef\u80fd\u662f\u53bb\u8eca\u7ad9\u642d\u8eca\u3001\u670b\u53cb\u5bb6\u5750\u5ba2\u6216\u662f\u8cb7\u751f\u6d3b\u7528\u54c1\uff0c\u8ddd\u96e2\u96d6\u7136\u4e0d\u9060\u4f46\u4ecd\u9700\u57fa\u790e\u7684\u4fdd\u969c\uff0c\u672c\u65b9\u6848\u9069\u5408\u4f7f\u7528\u96fb\u52d5\u6a5f\u8eca\u983b\u7387\u8f03\u4f4e\u7684\u8eca\u4e3b\uff0c\u4e3b\u8981\u4fdd\u969c\u99d5\u99db\u4eba\u81ea\u5df1\u672c\u8eab\uff0c\u4e26\u8003\u91cf\u8207\u5c0d\u65b9\u767c\u751f\u4e8b\u6545\u7684\u98a8\u96aa\uff0c\u4ee5\u91cd\u8996\u6700\u57fa\u672c\u4fdd\u969c\u8207\u4fdd\u8cbb\u4f4e\u5ec9\u70ba\u7279\u8272\u3002<\/p>\n\n\n\n<p>\u4fdd\u969c\u5167\u5bb9\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>21. \u5f37\u5236\u6c7d\u8eca\u8cac\u4efb\u4fdd\u96aa\uff08\u6a5f\u8eca\uff09<\/li>\n\n\n\n<li>47. \u6a5f\u8eca\u5f37\u5236\u8cac\u4efb\u96aa\u99d5\u99db\u4eba\u50b7\u5bb3\u96aa\u9644\u52a0\u689d\u6b3e\uff08\u9700\u56de\u50b3\u8981\u4fdd\u66f8\uff09<\/li>\n\n\n\n<li>F34. \u6c7d\u8eca\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa\uff08\u81ea\u7528\uff09-\u55ae\u4e00\u4fdd\u984d\u578b\uff08\u96fb\u52d5\u8eca\u5c08\u7528\uff09<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-4\"><strong>\u56db\u3001\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u512a\u60e0\u6709\u54ea\u4e9b\uff1f<\/strong><\/h2>\n\n\n\n<p>\u660e\u53f0\u7522\u96aa\u63a8\u85a6\u5404\u4f4d\u8eca\u4e3b\u53ef\u4ee5\u591a\u5229\u7528\u6a5f\u8eca\u96aa\u7dda\u4e0a\u6295\u4fdd\u670d\u52d9\uff0c\u6295\u4fdd\u5230\u5b8c\u6210\u53ea\u97004\u6b65\u9a5f\uff0c\u8b93\u8981\u4fdd\u4eba\u4e0d\u7528\u51fa\u9580\u81f3\u81e8\u6ac3\u8fa6\u7406\uff0c\u4e0d\u50c5\u80fd\u7701\u53bb\u7e41\u7463\u624b\u7e8c\uff0c\u9084\u80fd\u7701\u4e0b\u66f4\u591a\u4fdd\u96aa\u8cbb\u7528\u5594\uff01<br>\u8a73\u7d30\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u512a\u60e0\u5982\u4e0b\uff1a<\/p>\n\n\n\n<p><strong>1. \u4fdd\u8cbb\u73fe\u7701\u512a\u60e0<\/strong><\/p>\n\n\n\n<p>\u5169\u5e74\u671f\u5f37\u5236\u96aa\u512a\u60e0\uff1a\u6700\u9ad8\u53ef\u7701\u65b0\u81fa\u5e63215\u5143\u3002<br>\u4efb\u610f\u96aa\u512a\u60e0\uff1a\u6700\u9ad8\u53ef\u4eab86\u6298\u512a\u60e0\u3002<\/p>\n\n\n\n<p><strong>2. \u6708\u6708\u62bd\u734e\u6d3b\u52d5<\/strong><\/p>\n\n\n\n<p>\u4e0d\u9650\u8eab\u5206\u6295\u4fdd\u6a5f\u8eca\u96aa\u9054\u6307\u5b9a\u689d\u4ef6\u7686\u53ef\u53c3\u52a0\u62bd\u734e\uff0c\u820a\u670b\u53cb\u8207\u65b0\u670b\u53cb\u4e5f\u53ef\u53c3\u52a0\u5c08\u5c6c\u62bd\u734e\u6d3b\u52d5\uff01\uff08\u76f8\u95dc\u6d3b\u52d5\u4ee5\u5b98\u7db2\u516c\u544a\u70ba\u4e3b\uff09<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Motor\/Insure\/StepChoose\"><strong>\u7acb\u5373\u6295\u4fdd\u3010\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa<\/strong>\u3011<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-5\"><strong>\u4e94\u3001\u5e38\u898b\u96fb\u52d5\u6a5f\u8eca\u4fdd\u96aa\u554f\u984c\u4e00\u6b21\u770b<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-12\"><strong>Q1\uff1a\u96fb\u52d5\u6a5f\u8eca\u53ef\u4ee5\u5728\u7db2\u8def\u4e0a\u6295\u4fdd\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u662f\u7684\uff0c\u96fb\u52d5\u6a5f\u8eca\u8207\u4e00\u822c\u71c3\u6cb9\u6a5f\u8eca\u7121\u7570\uff0c\u7686\u53ef\u4ee5\u900f\u904e\u7dda\u4e0a\u6295\u4fdd\u670d\u52d9\u5b8c\u6210\u4fdd\u96aa\u9700\u6c42\u3002\u73fe\u5728\u53ea\u8981\u56db\u6b65\u9a5f\u5c31\u80fd\u5728\u5bb6\u8f15\u9b06\u5b8c\u6210\u96fb\u52d5\u6a5f\u8eca\u7684\u4fdd\u96aa\u6295\u4fdd\uff0c\u80fd\u65b9\u4fbf\u5feb\u901f\u7684\u7701\u53bb\u8a31\u591a\u6642\u9593\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-13\"><strong>Q2\uff1a \u4e00\u5b9a\u8981\u4fdd\u96fb\u52d5\u6a5f\u8eca\u5f37\u5236\u96aa\u55ce\uff1f<\/strong><\/h3>\n\n\n\n<p>\u662f\u7684\uff0c\u53ea\u8981\u662f\u4f9d\u6cd5\u9700\u639b\u724c\u7684\u8eca\u8f1b\u90fd\u8981\u4f9d\u6cd5\u6295\u4fdd\u5f37\u5236\u96aa\uff0c\u82e5\u96fb\u52d5\u6a5f\u8eca\u9084\u672a\u6295\u4fdd\u5c31\u4e0a\u8def\u6703\u88ab\u7f70\u65b0\u81fa\u5e631,500\u5143\u81f33,000\u5143\uff01\u8a2d\u7acb\u5f37\u5236\u96aa\u7684\u7de3\u7531\u662f\u70ba\u4e86\u4fdd\u8b77\u6bcf\u4f4d\u7528\u8def\u4eba\u5728\u4ea4\u901a\u4e8b\u6545\u4e2d\u7684\u57fa\u672c\u6b0a\u76ca\uff0c\u56e0\u6b64\u85c9\u7531\u7acb\u6cd5\u898f\u7bc4\u6bcf\u53f0\u6c7d\u6a5f\u8eca\uff0c\u624d\u80fd\u907f\u514d\u99d5\u99db\u4eba\u56e0\u70ba\u610f\u5916\u800c\u9003\u907f\u8cac\u4efb\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-14\"><strong>Q3\uff1a\u5e02\u9762\u4e0a\u96fb\u52d5\u6a5f\u8eca\u6709\u54ea\u5e7e\u7a2e\uff1f<\/strong><\/h3>\n\n\n\n<p>\u4f9d\u7167\u96fb\u52d5\u6a5f\u8eca\u985e\u5225\u53ef\u5206\u70ba\u4ee5\u4e0b\u5e7e\u7a2e\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-ast-global-color-6-background-color has-background has-border-color has-ast-global-color-0-border-color\" style=\"border-width:2px\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u985e\u5225<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u9a0e\u4e58\u4eba\u6578<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u639b\u724c<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u99d5\u7167<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u5b89\u5168\u5e3d<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark 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