{"id":1840,"date":"2023-10-30T17:42:41","date_gmt":"2023-10-30T09:42:41","guid":{"rendered":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/?p=1840"},"modified":"2025-08-29T10:47:08","modified_gmt":"2025-08-29T02:47:08","slug":"car-08","status":"publish","type":"post","link":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-08\/","title":{"rendered":"\u81ea\u8ca0\u984d\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u4e09\u5927\u5e38\u898b\u81ea\u8ca0\u984d\u7a2e\u985e\u77e5\u591a\u5c11"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2023\/10\/03.png\" alt=\"\u81ea\u8ca0\u984d\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u4e09\u5927\u5e38\u898b\u81ea\u8ca0\u984d\u7a2e\u985e\u77e5\u591a\u5c11\" class=\"wp-image-1841\" 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wp-block-group-is-layout-constrained\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>\u6587\u7ae0\u76ee\u9304<\/summary>\n<ul class=\"wp-block-list\">\n<li><a href=\"#h2-1\">\u81ea\u8ca0\u984d\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#h2-2\">\u81ea\u8ca0\u984d\u7684\u76ee\u7684<\/a>\n<ul class=\"wp-block-list\">\n<li><a href=\"#h3-1\">1. \u6e1b\u5c11\u4fdd\u96aa\u516c\u53f8\u4f5c\u696d\u6210\u672c\u53ca\u63a7\u5236\u5c0f\u984d\u640d\u5931<\/a><\/li>\n\n\n\n<li><a href=\"#h3-2\">2. \u964d\u4f4e\u4fdd\u96aa\u8cbb\u7528<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#h2-3\">\u5e38\u898b\u7684\u81ea\u8ca0\u984d\u7a2e\u985e<\/a>\n<ul class=\"wp-block-list\">\n<li><a href=\"#h3-3\">1. \u514d\u81ea\u8ca0\u984d<\/a><\/li>\n\n\n\n<li><a href=\"#h3-4\">2. \u56fa\u5b9a\u81ea\u8ca0\u984d<\/a><\/li>\n\n\n\n<li><a href=\"#h3-5\">3. \u6bd4\u4f8b\u81ea\u8ca0\u984d<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"#h2-4\">\u7db2\u8def\u6295\u4fdd\u8eca\u9ad4\u96aa\u81ea\u8ca0\u984d\u9078\u64c7\u4e0a\u7684\u5dee\u7570<\/a><\/li>\n\n\n\n<li><a href=\"#h2-5\">\u514d\u81ea\u8ca0\u984d\u8eca\u5c0d\u8eca\u78b0\u649e\u640d\u5931\u4fdd\u96aa\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n<\/ul>\n<\/details>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-1\"><strong>\u81ea\u8ca0\u984d\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/strong><\/h2>\n\n\n\n<p>\u81ea\u8ca0\u984d\u591a\u4f7f\u7528\u65bc\u8ca1\u7522\u4fdd\u96aa\u53ca\u5065\u5eb7\u96aa\u7b49\u985e\u5225\u4fdd\u96aa\u4e2d\uff0c\u6cdb\u6307\u88ab\u4fdd\u96aa\u4eba\u65bc\u63d0\u51fa\u7406\u8ce0\u7533\u8acb\u6642\uff0c\u5728\u7d04\u5b9a\u7bc4\u570d\u5167\u9700\u81ea\u884c\u8ca0\u64d4\u7684\u8cbb\u7528\u91d1\u984d\u3002<\/p>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u81ea\u8ca0\u984d\u610f\u601d\u4e0a\u5c31\u662f\u6307\u88ab\u4fdd\u96aa\u4eba\u9808\u81ea\u884c\u8ca0\u64d4\u7684\u91d1\u984d\uff0c\u800c\u5be6\u969b\u9700\u8981\u8ca0\u64d4\u591a\u5c11\u91d1\u984d\uff0c\u5c31\u662f\u4f9d\u4fdd\u96aa\u5951\u7d04\u4e2d\u7d04\u5b9a\u7684\u81ea\u8ca0\u984d\u91d1\u984d\u6216\u6bd4\u4f8b\u4f86\u8a08\u7b97\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-2\"><strong>\u81ea\u8ca0\u984d\u7684\u76ee\u7684<\/strong><\/h2>\n\n\n\n<p>\u5728\u4fdd\u96aa\u5951\u7d04\u4e2d\uff0c\u81ea\u8ca0\u984d\u7684\u8a2d\u8a08\u4e3b\u8981\u6709\u4e8c\u7a2e\u76ee\u7684\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-1\">1. <strong>\u6e1b\u5c11\u4fdd\u96aa\u516c\u53f8\u4f5c\u696d\u6210\u672c\u53ca\u63a7\u5236\u5c0f\u984d\u640d\u5931<\/strong><\/h3>\n\n\n\n<p>\u4ee5\u4fdd\u96aa\u516c\u53f8\u7684\u7acb\u5834\uff0c\u7576\u767c\u751f\u5c0f\u984d\u7406\u8ce0\u4e8b\u6545\uff0c\u4fdd\u96aa\u7d04\u5b9a\u7684\u81ea\u8ca0\u984d\u91d1\u984d\u5c31\u53ef\u4ee5\u4f5c\u70ba\u8ce0\u511f\u8cbb\u7528\uff0c\u7531\u65bc\u81ea\u8ca0\u984d\u662f\u7531\u88ab\u4fdd\u96aa\u4eba\u81ea\u884c\u8ca0\u64d4\uff0c\u6545\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u6709\u6548\u964d\u4f4e\u773e\u591a\u7e41\u8907\u7684\u5c0f\u984d\u8ce0\u6b3e\u4f5c\u696d\u6210\u672c\uff0c\u4ea6\u53ef\u52a9\u65bc\u63a7\u5236\u5c0f\u984d\u640d\u5931\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-2\">2. <strong>\u964d\u4f4e\u4fdd\u96aa\u8cbb\u7528<\/strong><\/h3>\n\n\n\n<p>\u5c0d\u65bc\u88ab\u4fdd\u96aa\u4eba\uff0c\u81ea\u8ca0\u984d\u4e5f\u6703\u5f71\u97ff\u4fdd\u96aa\u8cbb\u7528\uff0c\u7576\u81ea\u8ca0\u984d\u91d1\u984d\u6216\u6bd4\u4f8b\u8d8a\u9ad8\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u652f\u4ed8\u7684\u8ce0\u511f\u91d1\u984d\u53ca\u4f5c\u696d\u6210\u672c\u8d8a\u4f4e\uff0c\u4fdd\u8cbb\u8a2d\u5b9a\u5c31\u6703\u76f8\u5c0d\u8abf\u964d\u3002\u6240\u4ee5\uff0c\u7576\u88ab\u4fdd\u96aa\u4eba\u9858\u610f\u9078\u64c7\u627f\u64d4\u90e8\u5206\u98a8\u96aa\uff0c\u5373\u53ef\u5728\u8cfc\u8cb7\u4fdd\u96aa\u6642\u7bc0\u7701\u4fdd\u96aa\u8cbb\u7528\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-3\"><strong>\u5e38\u898b\u7684\u81ea\u8ca0\u984d\u7a2e\u985e<\/strong><\/h2>\n\n\n\n<p>\u91dd\u5c0d\u8eca\u8f1b\u5728\u610f\u5916\u4e8b\u6545\u767c\u751f\u6642\u7684\u640d\u5931\uff0c\u56e0\u8ce0\u511f\u4fee\u5fa9\u7b49\u8cbb\u7528\u901a\u5e38\u8f03\u9ad8\uff0c\u56e0\u6b64\u8eca\u9ad4\u96aa\u3001\u7aca\u76dc\u96aa\u7684\u8a2d\u8a08\u4e0a\u5e38\u5229\u7528\u81ea\u8ca0\u984d\u4f86\u5e73\u8861\u98a8\u96aa\u53ca\u4fdd\u8cbb\uff0c\u91dd\u5c0d\u81ea\u8ca0\u984d\u4e3b\u8981\u5206\u4e09\u7a2e\u5f62\u5f0f\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-3\">1. <strong>\u514d\u81ea\u8ca0\u984d<\/strong><\/h3>\n\n\n\n<p>\u4fdd\u96aa\u5951\u7d04\u4e2d\u7d04\u5b9a\u8a72\u9805\u4e8b\u6545\u767c\u751f\u6642\uff0c\u7531\u4fdd\u96aa\u516c\u53f8\u4f9d\u4fdd\u96aa\u5951\u7d04\u7d04\u5b9a\u9032\u884c\u8ce0\u511f\uff0c\u88ab\u4fdd\u96aa\u4eba\u7121\u9700\u5148\u8ca0\u64d4\u4e00\u7b46\u91d1\u984d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-4\">2. <strong>\u56fa\u5b9a\u81ea\u8ca0\u984d<\/strong><\/h3>\n\n\n\n<p>\u4fdd\u96aa\u5951\u7d04\u4e2d\u7d04\u5b9a\u8a72\u9805\u4e8b\u6545\u767c\u751f\u6642\uff0c\u88ab\u4fdd\u96aa\u4eba\u9700\u5148\u81ea\u884c\u8ca0\u64d4\u4e00\u7b46\u56fa\u5b9a\u7684\u7d04\u5b9a\u91d1\u984d\uff0c\u5047\u82e5\u5be6\u969b\u8cbb\u7528\u8d85\u904e\u7d04\u5b9a\u81ea\u8ca0\u984d\uff0c\u4fdd\u96aa\u516c\u53f8\u5373\u518d\u91dd\u5c0d\u8d85\u51fa\u7d04\u5b9a\u81ea\u8ca0\u984d\u4e4b\u91d1\u984d\u9032\u884c\u7406\u8ce0\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff1a\u56fa\u5b9a\u81ea\u8ca0\u984d\u70ba5,000\u5143\uff0c\u7576\u4e8b\u6545\u767c\u751f\u5c0e\u81f4\u8eca\u8f1b\u53d7\u640d\uff0c\u8ce0\u511f\u91d1\u984d\u9700\u898110,000\u5143\uff0c\u5373\u88ab\u4fdd\u96aa\u4eba\u81ea\u884c\u8ca0\u64d45,000\u5143\uff0c\u53e6\u53ef\u518d\u5411\u4fdd\u96aa\u516c\u53f8\u7533\u8acb5,000\u5143\u8ce0\u511f\u3002<strong><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-5\">3. <strong>\u6bd4\u4f8b\u81ea\u8ca0\u984d<\/strong><\/h3>\n\n\n\n<p>\u4fdd\u96aa\u5951\u7d04\u4e2d\u7d04\u5b9a\u8a72\u9805\u4e8b\u6545\u767c\u751f\u6642\uff0c\u88ab\u4fdd\u96aa\u4eba\u4ee5\u7d04\u5b9a\u6bd4\u4f8b\u8ca0\u64d4\u81ea\u8ca0\u984d\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u4f8b\u5982\uff1a\u7576\u81ea\u8ca0\u984d\u70ba\u8ce0\u511f\u91d1\u984d\u4e4b20%\uff0c\u8ce0\u511f\u91d1\u984d\u70ba10,000\u5143\uff0c\u88ab\u4fdd\u96aa\u4eba\u9700\u81ea\u884c\u8ca0\u64d410,000\u5143\u768420%\u5373\u70ba2,000\u5143\uff0c\u5176\u9918\u76848,000\u5143\u7531\u4fdd\u96aa\u516c\u53f8\u8ca0\u64d4\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-4\"><strong>\u7db2\u8def\u6295\u4fdd\u8eca\u9ad4\u96aa\u81ea\u8ca0\u984d\u9078\u64c7\u4e0a\u7684\u5dee\u7570<\/strong><\/h2>\n\n\n\n<p>\u5728\u660e\u53f0\u7dda\u4e0a\u6295\u4fdd\u8eca\u9ad4\u96aa\u6642\uff0c\u9664\u4e86\u514d\u81ea\u8ca0\u984d\u5916\uff0c\u90fd\u662f\u63a1\u56fa\u5b9a\u81ea\u8ca0\u984d\uff0c\u9078\u9805\u4e2d\u53c8\u5c07\u5176\u5206\u70ba\u5169\u7a2e\u985e\u578b\uff0c\u7b2c\u4e00\u7a2e\u985e\u578b\u70ba<strong>\u56fa\u5b9a\u81ea\u8ca0\u984d\uff08\u7d2f\u9032\u8a08\u7b97\uff09<\/strong>\uff0c\u8209\u4f8b\u4f86\u8aaa\u300c3,000\/5,000\/7,000\u300d\u662f\u6307\u7b2c\u4e00\u6b21\u51fa\u96aa\u7684\u81ea\u8ca0\u984d\u662f3,000\u5143\uff0c\u7b2c\u4e8c\u6b215,000\u5143\uff0c\u7b2c\u4e09\u6b21\u6216\u4ee5\u4e0a\u56fa\u5b9a\u70ba7,000\u5143\uff1b\u7b2c\u4e8c\u7a2e\u985e\u578b\u70ba<strong>\u56fa\u5b9a\u81ea\u8ca0\u984d\uff08\u5b9a\u984d\u8a08\u7b97\uff09<\/strong>\uff0c\u4f8b\u5982\u300c10,000\u300d\u662f\u6307\u6bcf\u4e00\u6b21\u51fa\u96aa\u6642\u81ea\u8ca0\u984d\u7686\u70ba\u56fa\u5b9a\u984d\u5ea610,000\u5143\u3002\u6240\u4ee5\u7dda\u4e0a\u6295\u4fdd\u8eca\u9ad4\u96aa\u6642\uff0c\u5efa\u8b70\u5404\u4f4d\u8eca\u4e3b\u53ef\u4ee5\u4f9d\u7167\u81ea\u5df1\u7684\u99d5\u8eca\u72c0\u6cc1\uff0c\u53bb\u9078\u64c7\u5c0d\u81ea\u5df1\u9069\u5408\u7684\u81ea\u8ca0\u984d\u65b9\u5f0f\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Car\/Insure\/StepChoose\"><strong>\u7acb\u5373\u6295\u4fdd\u3010\u8eca\u9ad4\u96aa\u3011<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" 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