{"id":1772,"date":"2025-05-12T14:12:49","date_gmt":"2025-05-12T06:12:49","guid":{"rendered":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/?p=1772"},"modified":"2025-08-29T10:16:10","modified_gmt":"2025-08-29T02:16:10","slug":"car-06","status":"publish","type":"post","link":"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/insurance\/car-06\/","title":{"rendered":"\u4e19\u5f0f\u8eca\u9ad4\u96aa\u8ab0\u9069\u5408\u4fdd\uff1f\u4e19\u5f0f\u8eca\u9ad4\u96aa\u640d\u5931\u96aa\u7406\u8ce0\u7bc4\u570d\u4e00\u6b21\u770b"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"628\" src=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/blog\/wp-content\/uploads\/2023\/10\/\u660e\u53f0\u7522\u7269-3.\u4e19\u5f0f\u8eca\u9ad4\u96aa-\u9996\u5716-1.jpg\" 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id=\"h3-4\"><strong>\uff08\u4e8c\uff09\u8eca\u9ad4\u96aa\u6bd4\u8f03\uff1a\u7532\u5f0f\u4e59\u5f0f\u4e19\u5f0f\u5dee\u7570\uff0c\u6839\u64da\u9700\u6c42\u9078\u64c7\u6295\u4fdd\u985e\u578b<\/strong><\/h3>\n\n\n\n<p>\u8eca\u9ad4\u96aa\u7532\u5f0f\u4e59\u5f0f\u4e19\u5f0f\u5dee\u5225\u4e3b\u8981\u5728\u65bc\u4fdd\u8cbb\u548c\u4fdd\u969c\u7bc4\u570d\u3002\u7532\u5f0f\u8eca\u96aa\u7684\u4fdd\u969c\u7bc4\u570d\u96d6\u7136\u6700\u5927\uff0c\u9664\u4e86\u7279\u5b9a\u5929\u707d\u53ca\u7279\u5225\u8f09\u660e\u4e4b\u4e0d\u4fdd\u4e8b\u9805\u5916\uff0c\u5e7e\u4e4e\u7d0d\u5165\u4e86\u6240\u6709\u53ef\u80fd\u7684\u610f\u5916\u7bc4\u570d\uff0c\u4f46\u76f8\u5c0d\u7684\u4fdd\u8cbb\u4e26\u4e0d\u4fbf\u5b9c\uff0c\u4e00\u822c\u65b0\u8eca\u6216\u65b0\u624b\u99d5\u99db\u6703\u5efa\u8b70\u4fdd\u4e59\u5f0f\uff0c\u82e5\u662f\u767c\u751f\u81ea\u649e\u3001\u88ab\u649e\u7684\u4e8b\u6545\u90fd\u5728\u627f\u4fdd\u7684\u7bc4\u570d\u4e2d\u3002<\/p>\n\n\n\n<p>\u800c\u82e5\u662f\u60a8\u7684\u611b\u8eca\u8eca\u9f61\u8f03\u9ad8\u4e14\u99d5\u99db\u6280\u8853\u7d14\u719f\uff0c\u6bd4\u8f03\u4e0d\u6703\u767c\u751f\u81ea\u649e\u4e8b\u6545\u7684\u8eca\u4e3b\u82e5\u5e0c\u671b\u4fdd\u8cbb\u66f4\u4fbf\u5b9c\uff0c\u5247\u53ef\u4ee5\u6295\u4fdd\u4e19\u5f0f\uff0c\u4fdd\u8cbb\u66f4\u5be6\u60e0\uff0c\u610f\u5916\u767c\u751f\u5c0d\u649e\u3001\u64e6\u649e\u4e8b\u6545\u6642\u4e5f\u6709\u4e19\u5f0f\u8eca\u9ad4\u96aa\u8ce0\u81ea\u5df1\u7684\u4fee\u8eca\u8cbb\u7528\uff0c\u66f4\u53ef\u4ee5\u4fdd\u8b49\u81ea\u5df1\u7684\u6b0a\u76ca\u3002<\/p>\n\n\n\n<p>\u66f4\u591a\u8eca\u9ad4\u96aa\u76f8\u95dc\u77e5\u8b58\uff1a<br>\u8eca\u9ad4\u96aa\u57fa\u672c\u77e5\u8b58\u53ef\u53c3\u8003\u300a<a href=\"..\/..\/insurance\/car-01\/\">\u8eca\u9ad4\u96aa\u662f\u4ec0\u9ebc\uff1f\u7532\u4e59\u4e19\u5f0f\u8eca\u9ad4\u96aa\u6bd4\u8f03\u4ecb\u7d39<\/a>\u300b<br>\u4e59\u5f0f\u8eca\u9ad4\u96aa\u77e5\u8b58\u53ef\u53c3\u8003\u300a<a href=\"..\/..\/insurance\/car-07\/\">\u4e59\u5f0f\u8eca\u9ad4\u96aa\u662f\u4ec0\u9ebc\uff1f\u4e59\u5f0f\u8eca\u9ad4\u96aa\u4ecb\u7d39\u53ca\u50f9\u683c\u8a66\u7b97\u4e00\u6b21\u770b<\/a>\u300b<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h3-5\"><strong>\uff08\u4e09\uff09\u4e19\u5f0f\u8eca\u9ad4\u96aa\u9069\u5408\u5c0d\u8c61\u6709\u8ab0\uff1f<\/strong><\/h3>\n\n\n\n<p>\u4e19\u5f0f\u8eca\u9ad4\u96aa\u7684\u4fdd\u8cbb\u8f03\u4f4e\uff0c\u4f46\u4fdd\u969c\u7bc4\u570d\u4e5f\u50c5\u9650\u65bc\u300c\u8eca\u78b0\u8eca\u300d\u7684\u78b0\u649e\u4e8b\u6545\uff0c\u56e0\u6b64\u9069\u5408\u6295\u4fdd\u4e19\u5f0f\u8eca\u9ad4\u96aa\u7684\u65cf\u7fa4\u5305\u542b\uff1a<\/p>\n\n\n\n<ol start=\"1\" style=\"list-style-type:1\" class=\"wp-block-list\">\n<li><strong>\u8eca\u9f61 5 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5 \u842c\uff0f10 \u842c\uff0f20 \u842c\uff09\uff0c\u800c\u975e\u4f9d\u7167\u8eca\u8f1b\u73fe\u91d1\u50f9\u503c\uff0c\u964d\u4f4e\u4e86\u7406\u8ce0\u91d1\u984d\u7684\u4e0a\u9650\uff0c\u76f8\u5c0d\u7684\u4fdd\u8cbb\u4e5f\u6703\u964d\u4f4e\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8eca\u5e73\u6642\u90fd\u662f\u81ea\u5df1\u53ca\u5bb6\u4eba\u958b\uff0c\u4e0d\u6703\u501f\u7d66\u5225\u4eba\u4f7f\u7528\uff0c\u60f3\u7bc0\u7701\u4fdd\u8cbb\u7684\u8a71\u53ef\u4ee5\u8003\u616e\u9644\u52a0\u7d04\u5b9a\u99d5\u99db\u4eba\u689d\u6b3e\uff0c\u53ea\u4fdd\u969c\u7d04\u5b9a\u7684 2 \u540d\u99d5\u99db\u4eba\uff08\u4f8b\u5982\u81ea\u5df1\uff0b\u914d\u5076\uff09\u767c\u751f\u610f\u5916\u6642\u53ef\u4ee5\u7533\u8acb\u7406\u8ce0\uff0c\u8eca\u9ad4\u4e3b\u96aa\u4fdd\u8cbb\u53ef\u4ee5\u518d\u6e1b\u5c11\u7d04 1 \u6210\uff0c\u4e5f\u662f\u4e0d\u7121\u5c0f\u88dc\u3002\u9664\u6b64\u4e4b\u5916\uff0c\u4fdd\u6301\u512a\u826f\u99d5\u99db\u884c\u70ba\u3001\u6c92\u6709\u51fa\u96aa\u7d00\u9304\u7684\u8a71\uff0c\u9694\u5e74\u4fdd\u8cbb\u4e5f\u6703\u6709\u512a\u60e0\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-3\"><strong>\u4e09\u3001\u4e19\u5f0f\u8eca\u9ad4\u96aa\u50f9\u683c\u591a\u5c11\u9322\uff1f\u7dda\u4e0a\u9032\u884c\u4e19\u5f0f\u8eca\u9ad4\u96aa\u8a66\u7b97\u597d\u65b9\u4fbf<\/strong><\/h2>\n\n\n\n<p>\u8eca\u9ad4\u96aa\u7684\u4fdd\u969c\u5c0d\u8c61\u662f\u300c\u8eca\u300d\uff0c\u4f46\u8eca\u4e3b\u6216\u99d5\u99db\u4eba\u4e5f\u662f\u5f71\u97ff\u4e19\u5f0f\u8eca\u9ad4\u96aa\u50f9\u683c\u8a08\u7b97\u7684\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u3002\u8eca\u8f1b\u7684\u50f9\u683c\uff08\u4ee5\u8eca\u8f1b\u54c1\u724c\u3001\u6b3e\u5f0f\u3001\u51fa\u5ee0\u65e5\u671f\u7b49\u9032\u884c\u5224\u65b7\uff09\u3001\u99d5\u99db\u4eba\uff08\u88ab\u4fdd\u96aa\u4eba\uff09\u7684\u6027\u5225\u3001\u5e74\u7d00\u3001\u4ee5\u53ca\u524d\u4e00\u5e74\u7684\u8087\u4e8b\u51fa\u96aa\u7d00\u9304\u7b49\u76f8\u95dc\u6295\u4fdd\u7d00\u9304\u90fd\u6703\u5f71\u97ff\u4e19\u5f0f\u4fdd\u96aa\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u8eca\u8f1b\u7684\u50f9\u503c\u8d8a\u9ad8\u3001\u7dad\u4fee\u8cbb\u7528\u4e5f\u8d8a\u9ad8\uff0c\u800c\u4e2d\u53e4\u8eca\u5728\u7406\u8ce0\u8a08\u7b97\u6642\u9084\u9808\u5c07\u300c\u6298\u820a\u300d\u56e0\u7d20\u4e00\u540c\u8a08\u7b97\uff0c\u56e0\u6b64\u9ad8\u50f9\u8eca\u3001\u65b0\u8eca\u7684\u4fdd\u8cbb\u6703\u6bd4\u570b\u6c11\u8eca\u3001\u4e2d\u53e4\u8eca\u4f86\u7684\u9ad8\u3002\u800c\u99d5\u99db\u4eba\u56e0\u7d20\u50cf\u662f\u6027\u5225\u3001\u5e74\u7d00\u6703\u5f71\u97ff\u7684\u5247\u662f\u300c\u7406\u8ce0\u98a8\u96aa\u300d\uff0c\u900f\u904e\u5927\u6578\u64da\u7d93\u9a57\uff0c\u5973\u6027\u56b4\u91cd\u4ea4\u901a\u4e8b\u6545\u7684\u8087\u4e8b\u6a5f\u7387\u6bd4\u7537\u6027\u4f86\u7684\u4f4e\u4e00\u4e9b\u3001\u5e74\u9f61\u5728 30\uff5e60 \u6b72\u7684\u65cf\u7fa4\u8087\u4e8b\u6a5f\u7387\u4e5f\u8f03\u5176\u4ed6\u5e74\u9f61\u5c64\u4f4e\u4e00\u4e9b\uff0c\u56e0\u6b64\u5728\u9019\u500b\u7bc4\u570d\u5167\u7684\u65cf\u7fa4\u4fdd\u8cbb\u4e5f\u76f8\u5c0d\u8f03\u4f4e\u3002<\/p>\n\n\n\n<p>\u4ee5\u3010\u660e\u53f0\u7522\u96aa\u3011\u65b9\u6848\u70ba\u4f8b\uff0c Toyota RAV4 1987c.c. \u8eca\u50f9 94.5 \u842c\u5143\uff0c\u8eca\u4e3b\u70ba 30 \u6b72\u3001\u7121\u6295\u4fdd\u7d00\u9304\u5973\u6027\u70ba\u4f8b\uff0c\u5982\u679c\u6295\u4fdd<strong>\u5f37\u5236\u6c7d\u8eca\u8cac\u4efb\u4fdd\u96aa\uff08\u5f37\u5236\u96aa\uff09\uff0b\u514d\u81ea\u8ca0\u984d\u4e19\u5f0f\u8eca\u9ad4\u640d\u5931\u4fdd\u96aa\uff0b\u7aca\u76dc\u640d\u5931\u96aa\uff0b\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa+\u8d85\u984d\u8cac\u4efb\u96aa\uff0b\u4e58\u5ba2\u50b7\u5bb3\u8cac\u4efb\u9644\u52a0\u96aa<\/strong>\uff0c\u7dda\u4e0a\u6295\u4fdd\u5e74\u7e73\u7d04 <strong>17,226<\/strong> \u5143\uff0c\u5c31\u80fd\u5c07\u51fa\u8eca\u798d\u6642\u300c\u8ce0\u5225\u4eba\u7684\u8eca\u300d\u3001\u300c\u8ce0\u81ea\u5df1\u7684\u8eca\u300d\u7684\u98a8\u96aa\u5b8c\u6574\u7d0d\u5165\u4fdd\u55ae\u898f\u5283\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center\">\uff08\u8a66\u7b97\u7d50\u679c\u50c5\u4f9b\u53c3\u8003\uff0c\u5546\u54c1\u5167\u5bb9\u4ecd\u4ee5\u672c\u516c\u53f8\u7c3d\u767c\u4fdd\u55ae\u70ba\u6e96\uff09<\/p>\n\n\n\n<p>\u73fe\u5728\u9032\u5165\u7dda\u4e0a\u8a66\u7b97\u7cfb\u7d71\uff0c\u53ea\u9700\u8f38\u5165\u99d5\u99db\u4eba\uff08\u8eca\u4e3b\uff09\u8eab\u4efd\u8cc7\u8a0a\u3001\u8eca\u724c\u53ca\u5f15\u64ce\u7de8\u865f\u3001\u8eca\u8f1b\u578b\u865f\u3001\u51fa\u5ee0\u65e5\u671f\u7b49\u8cc7\u8a0a\uff0c\u5c31\u53ef\u4ee5\u9032\u884c\u4e19\u5f0f\u8eca\u9ad4\u96aa\u50f9\u683c\u8a66\u7b97\uff0c\u6240\u9700\u8cc7\u6599\u5728\u8eab\u5206\u8b49\u548c\u8eca\u8f1b\u884c\u7167\u4e0a\u90fd\u80fd\u627e\u5230\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size has-medium-font-size\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.msig-mingtai.com.tw\/MobileWeb\/Car\/Insure\/StepChoose\"><strong>\u7acb\u5373\u6295\u4fdd\u3010\u4e19\u5f0f\u8eca\u9ad4\u96aa\u3011<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h2-4\"><strong>\u56db\u3001\u4e19\u5f0f\u8eca\u9ad4\u96aa\u7406\u8ce0\u7bc4\u4f8b\uff1a\u51fa\u8eca\u798d\u5c31\u6703\u555f\u52d5\u4e19\u5f0f\u8eca\u9ad4\u96aa\u55ce\uff1f<\/strong><\/h2>\n\n\n\n<p>\u300c\u5df2\u7d93\u6295\u4fdd\u4e86\u4e19\u5f0f\u8eca\u9ad4\u96aa\uff0c\u51fa\u8eca\u798d\u5c31\u6703\u7406\u8ce0\u55ce\uff1f\u300d\u95dc\u65bc\u51fa\u8eca\u798d\u662f\u5426\u80fd\u7372\u5f97\u7406\u8ce0\uff0c\u901a\u5e38\u6700\u91cd\u8981\u7684\u662f\u300c\u7d04\u5b9a\u7406\u8ce0\u9805\u76ee\u300d\u548c\u300c\u4e8b\u6545\u8b49\u64da\u300d\u3002\u4ee5\u4e0b\u7528 A \u5148\u751f\u7684\u4f8b\u5b50\u70ba\u60a8\u8aaa\u660e\u8eca\u9ad4\u96aa\u4e19\u5f0f\u7406\u8ce0\u7bc4\u4f8b\uff1a<\/p>\n\n\n\n<p>\u6295\u4fdd\u4e86\u4e19\u5f0f\u8eca\u9ad4\u96aa\u7684 A \u5148\u751f\u884c\u7d93\u8def\u53e3\u6642\u88ab\u8f49\u5f4e\u8eca\u8f1b\u64e6\u649e\uff0c\u4f46\u9084\u6c92\u7b49 A \u5148\u751f\u4e0b\u8eca\u53ca\u8a18\u4e0b\u8eca\u724c\uff0c\u5c0d\u65b9\u99d5\u99db\u4fbf\u52a0\u901f\u99db\u96e2\u4e86\u3002A \u5148\u751f\u8eca\u8f1b\u4e0a\u6c92\u6709\u5b89\u88dd\u884c\u8eca\u8a18\u9304\u5668\uff0c\u9762\u5c0d\u8eca\u8eab\u660e\u986f\u7684\u522e\u75d5\u76f8\u7576\u7121\u5948\uff0c\u64d4\u5fc3\u627e\u4e0d\u5230\u5c0d\u65b9\u99d5\u99db\uff0c\u9019\u6a23\u8eca\u96aa\u9084\u6703\u555f\u52d5\u55ce\uff1f<\/p>\n\n\n\n<p>\u6839\u64da\u4fdd\u96aa\u689d\u6b3e\u7d04\u5b9a\uff1a\u300c\u8087\u4e8b\u9003\u9038\u4e4b\u5c0d\u9020\u8eca\u8f1b\u7121\u6cd5\u78ba\u8a8d\u8005\uff0c\u4fdd\u96aa\u516c\u53f8\u4e0d\u8ca0\u7406\u8ce0\u8cac\u4efb\u3002\u4f46\u7d93\u61b2\u8b66\u6216\u7531\u4fdd\u96aa\u516c\u53f8\u67e5\u8a3c\u5c6c\u5be6\u8005\uff0c\u4e0d\u5728\u6b64\u9650\u3002\u300d\u4e5f\u5c31\u662f\u8aaa\uff0cA \u5148\u751f\u5982\u679c\u6c92\u6709\u5831\u8b66\u3001\u4fdd\u7559\u8b49\u64da\u8b49\u660e\u8eca\u8eab\u640d\u58de\u662f\u56e0\u70ba\u53e6\u4e00\u53f0\u8eca\u649e\u7684\uff0c\u7406\u8ad6\u4e0a\u4fdd\u96aa\u516c\u53f8\u4e0d\u8ca0\u7406\u8ce0\u8cac\u4efb\uff0c\u7121\u6cd5\u555f\u52d5\u4e19\u5f0f\u8eca\u9ad4\u96aa\u7684\u7406\u8ce0\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\u767c\u751f\u8eca\u798d\u4e00\u5b9a\u8981\u5831\u8b66\uff0c\u4ee5\u514d\u6b0a\u76ca\u53d7\u640d\u3002\u5728 A \u5148\u751f\u7684\u4f8b\u5b50\u4e2d\uff0c\u96d6\u7136\u4e8b\u6545\u5730\u9ede\u53ea\u5269\u4e0b A \u5148\u751f\u5728\u73fe\u5834\uff0c\u4f46 A 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